Credit repair

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They pulled my record up from my phone

Submitted by Anonymous (not verified) on Tue, 01/14/2014 - 11:04
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I received a call today and did not pick up for I did not recognize the number. When I checked the message, it was a threatening call saying I needed to call back. When I called back, I could not understand for the life of me, what the person was saying, because it sounded like a huge warehouse.
They say I owe 1095.00 and if I don't pay, they are taking me to court and say I am doing fraud. They will not give me any info and they pulled my record up from my phone #. Now I am scared and can't get any info for I have no idea what they are saying.

Bank account that I have on file with them has been closed

Submitted by Anonymous (not verified) on Mon, 01/13/2014 - 12:30
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Can anyone tell me if Cash Today and Cash Today Limited are the same company? I have been having money deducted from my checking account since June for a payday loan from Cash Today. I get a call today from someone from Cash Today Limited saying to call them because my bank account that I have on file with them has been closed. I have not closed any bank accounts.Just wondering if this is the same company.

Requested everything be in writing and payment by money orde

Submitted by Anonymous (not verified) on Mon, 01/13/2014 - 12:29
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I got an offer to settle with a payday loan company today for a refund. The offer was $300, but I held out for $400 since I have overpaid them over $500.00. I requested everything be in writing and payment by money order or Western Union Transfer. I got an email offering $400 but paid by check. I have been through 19 overdrafts with various pdls and I am closing my account and don't want to deal with a check. Any suggestions?

Asked to leave my grandmother alone but they keep harassing

Submitted by Anonymous (not verified) on Mon, 01/13/2014 - 12:27
Forums

I keep getting threatening calls from some guys saying that they are going have a warrant put out for my arrest for a $150.00 loan that I paid over 200.00 for so I closed my account. Now they are also calling my 80 year old grandmother and terrifying her half to death with their threats.I say in my book that is harassment. I don't know how to get them to stop I asked them once to leave her alone but they keep it up. I am ready to get legal help and give them a taste of there own medicine. Do you think thats a good idea or give me some advice on what to do?

Going to open a new checking account just in case.

Submitted by Anonymous (not verified) on Mon, 01/13/2014 - 12:25
Forums

I have 8 pdl all on the internet. I am in Illinois. I think I am going to open a new checking account just in case. I spoke to someone here(My bank where I work) and this stuff has nothing to do with my job. Here are all of my mistakes. I must tell you that my sister died very young and unexpectedly in May. Shopping made me feel better and now I am more depressed!!!!
Ameriloan $350
Payday Online $400
Payday Services $300
Little Loan Shop $300
LoanShop $300
Loan Point $400
East Side Lending? $400
SGQ, LTD. $300

Debiting my credit card without permission

Submitted by Anonymous (not verified) on Mon, 01/13/2014 - 12:23
Forums

I took out Zip19 internet payday loan in 2011 it was for 400$. I have paid back more than 400 in fee's and they were even debiting my credit card without permission because I had (stupidly) given them my account information to make payment arrangements. Out of the blue I get a call that they are trying to collect on a balance. I live in Louisiana, What rights do I have to not pay them anymore money. How can I get them to quit calling me?

All I can afford is the fee

Submitted by Anonymous (not verified) on Thu, 01/09/2014 - 12:40
Forums

I live in Iowa and I just found this website. WOW! I am physically sick because of all the payday loans that I have. I am trying to pay them but like many of you all I can afford is the fee. I just had a baby and now I cannot even afford the fees. I have read so many things here. Where do I start first. I have payments due in 2 weeks.