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Has anyone ever heard of "Dr. Cash"? They just called me at work telling me that I am in collections with them. She verified all my information and it was all correct. The scary thing is, I never, ever borrowed from them. Are they under any other names?
Ask them to validate the debt in writing via certified mail with a return receipt request. If they give you a valid proof, then make your payments. But if they don’t give you a valid proof, then don’t pay them a penny.