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Hello Community,
I am about 10,000 in debt, due to trying to start up an online business. I am not behind on my credit cards yet. I am looking into consolidating. The business is not going well and I am running out of savings trying to cover day to day expenses. I am working, but I live paycheck to paycheck. I am trying to be proactive now vs. waiting till I am behind and my score takes a dive. Any advice will be very appreciated.
credit
Ok..seems like your situation is getting difficult to deal with, for you. Sounds like it may be a good idea to consolidate your CC's if you know you are about to fall behind in payments. You may try the DebtCC Forum here (sign up for a free quote..) or look on the web for 'good' rating compnaies. I've never used DebtCC for consolidation, myself, but there are alot of postive feedback, about them, on this Forum. Of course, with consolidation, you would make only one payment instead of several and your % rate would more than likely be something that is more manageable for you. Hope this advice helps.