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TU does not have my Chap 7 on file from '05. Since it was several years ago should I not worry about it or should I get it on there and if so how?
They said its up to courts to report and courts said they do not report to anyone.
I don't think there's anything at all that you need to be concerned about. CRAs are supposed to report correct information regarding your credit history. But I guess, you may contest the accuracy of such information, get it disputed with them.
But in the meantime those accounts are on my CR and affecting my score when they were included in the BR