should I answer deny or admit on the following complaints on

Submitted by marieruiz11 on Fri, 03/11/2011 - 12:16
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I am in CA. and I receive a summon 2 weeks ago and I have only 15 days to answer the summons, please help. I have not sent them nor reply to their mails. how do I answer the following complaint (deny or admit):

1. Plaintiff is informed and believes, and on that basis alleges that at least one Defendant is an individual who resides in the State of California

2. This is the proper venue, superior court and court location for this action because the action involves and offer or provision of goods, services and/or credit intended for commercial use to be sold to the public primarily for personal, family or household use and at least one Dependant resides in this court's jurisdiction

3. The causes of action hereinafter stated is a money demand

4. //

5. Billing statements were mailed to the Dependant(s). Plaintiff is unaware of any unresolved dispute concerning a billing error.

6. The Original Creditor sent to Defendant(s) bills reflecting, inter alia, all charges incurred with the Account(s) the payment due, and the total balance due. Where the debt at issue herein was a credit card, each statement informed Defendant(s) of the duty to submit any disputes of the charges set forth in such statement, in writing, within sixty days from the date of the statement

7. Plaintiff alleges that there is an Account(s) stated by operation of law wherein the Original Creditor billed Defendant(s) for the credit balance and received no objection to