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I am 20 yrs old, i believe this card is from when i was 18. I have no job and very little money, im trying to get a job now but the problem is if i do get thi job they require you to be there everyday for the first 90 days. I dont no what to do, i need to send a response back but i dont know what to say. This is for a cap One debt, they added about 600 hundred in interest and im kinda worried. There was no court date on the letter though it was just requesting a response, Please Help!!!