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I JUST GOT NOTICE THAT MY WAGES ARE GOING TO BE GARNISHED FOR A 3 YR OLD CREDIT CARD DEBT.. I WAS NEVER SERVED THEY SERVED MY BROTHER WHO I DIDNT LIVE WITH AT THE TIME AND GOT THE JUDGE TO PASS JUDGEMENT BASED ON THAT.. THAT SERVE THEY GAVE MY BROTHER WAS ON 10/08 AND I JUST GOT THE NOTICE OF WAGE GARNISHMENT YESTERDAY. I CANT AFFORD TO PAY THEM 25% AND I WILL MOST LIKELY END UP HOMELESS AS A RESULT OF THIS WAGE GARNISHMENT I AM BARELY MAKING IT AS IT IS.. PLEASE HELP!