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Hi,
I co-signed a private (Wells Fargo) student loan. The primary on the account stopped making payments and the bank closed the account. I believe the bank just wrote it off as a loss...
I am wondering what I can do to fix this on my credit report.
Other potentially pertinent info: I have good credit except for this one issue. I'd like it erased within a year or two when I will be seeking a construction loan to build a house on property that I own. I am willing to take on some of the payments, and so is the parent of the primary. However, since the loan has been closed (and my credit score has actually risen in the month since this happened), I am not sure what my best options are...
Thanks.