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they have no assets, they live month to month on social security only. the checking account is empty after the bills are paid every month

can a judment be file even if the creditor does not have my ss#

Am gong bankrupt but owe a card 9,000 which I thought was under my name as holder but it's under husbands and he has no idea of the card. His moved out and before I told him I owed on credit cards and wanted to go bankrupt he said No. That he never got a card and didn't owe anything. If I don't pay will I go to jail or what will happen if I can't pay the card? I can't even find a Job. I live in CA. USA. But when he lived in the home he would use that against me if you don't do this I wont help you with your problem which he meant the bankrupts.

I have Certain collection agencies that flat out refuse to delete debt and I am willing to pay them in full. Can someone please tell me why? And do they care if they collect? The negative credit will fall of next year...Is that Like logical?

I requested Validation of Debt and did receive the information. I owe the debt. I now need to respond. The letter I received was not signed by an Attorney-it is a Law Firm(representing Zwicker & Associates, P.C.) original creditor was Discover Card. The form letter just closes with Respectfully, and the Law Firm Name.

Hello Everyone!

I have been following this site for awhile now and I have learned many helpful tips, so I woiuld like to start off by saying thanks!

Right now I am in the process of disputing the incorret information with the 3 CBs.

Next I will work on my DVs and PFDs.

My biggest problem is my student loans and medical bills. Can anyone offer any quick tips on clearing these?

hi guys!!!!!

I have the problem with my old apartment, and now they told me they put it into the collection, and I dont knw how to fix it, so I really need the advices....

Welcome to the forums!
You may share any credit-related concern over here. At the same time you may ask queries regarding such topics.

Hi Everyone,
Just recently came across this message board. There's a huge amount of content on this great site, I am a little bit of overwhelmed. My own target or what I'm searching for from this message board is to read and learn as well as to make new associates. I'm just wondering where ought i start out on this online community. Sorry regarding my poor english, though I'm german.

In paragraph 20 of my summons complaint, it states, "As a result of the breach of the agreement by Defendant, Plaintiff has been damaged in the sum of $9,000 plus interest at the rate of 10% from March 3, 2010."

Now, the plaintiff is the CA, not the original creditor. I am filing this answer in the state of California and on their form it gives me two areas to either deny or claim statements as false.