I was wondering if anyone seen or look to see an increase in their car insurance? My company just told me that the rates for the entire state of Pennsylvania will go up. This increase will be around $168 every six months for me, this is an incredible increase, is anyone else that is from Pa getting this hike too. I posed a similar question on the insurance forum and wondering because I know there are a few people here from Pa.
What are you thinking of doing this year? Any resolutions different from this year?
1) I have decided to go completely frugal...limited dinner out, less of random shopping. :)
2) Will make more posts on creditmagic :)
3) Will make sure that my mother's finance is going well (she has become lousy with old age ;))
What about you guys?
Hi All,
I know that we are still facing the Christmas hangover but what about the coming year 2008. Another year of resolution. How are you preparing for the new year? Anything special?
does anyone ever do christmas carols any more?
i may be giveing away my age but when we were kids our big thing was going around town and old age homes singing christmas carols . the church and town people would join together. people would open thier doors and put money in our jar and bless us . we would then donate the money to a good cause. it made all us kids feel good like we helped serve a good deed for someone in need, instead of thinking of ourselves and what we could get. i think kids now days dont appreciate the meaning of christmas.
Hey you guys and girls only three days left till Christmas, the sign at eat n park reminds me everytime I go buy, lol. Are you all ready? I am as ready as I am going to be.
Wanted to be the first to say Merry Christmas and Happy New Year to you all, hope you all have a safe and healthy year ahead for you and your families, physically and financially.
Hi, everyone!! Been sick for a few days...feeling alot better now. Hope everyone has a good holiday and I will chat with everyone soon.
WHATS EVERYONE DOING WITH THIER TIME IN THIS BEAUTIFUL WEATHER? we have freezing rain snow and high winds everyone was loseing thier cable while the game was on , not happy campers. i dont get into the games so it didnt bother me. i would rather watch a good movie.
For online purchases the return policy is a little different, here is a useful article that covers just about every question when returning online purchases when you are the gift reciever. I see a few people on here do alot of shopping online, so here you go!
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Christmas is over, the egg nog has gone off, the relatives finally departed... and you're left packing up the lights and ornaments and wondering what to do with the Christmas tree. Put it out by the curb and hope that the garbage men will take it away. Not likely. Put it in a corner of the yard and believe it may break down. Not in your lifetime. So what?
What has been you worse debt collector to deal with? How did you do it and what was your result.
I think this would be useful because we have a few posts on here that show that people are being harrassed by collectors.
1. Educate yourself on the collection laws, they more you know, the more powerful you are. If you get caught by a surprise phone call or letter, take some time to do your research before responding. If it is a letter, you need to act with a five day period or they will assume that you owe the debt.
