Thank You All From Credit Magic for Your help.
Its almost four months since I visited Your forum for the first time. You guys made me read some, and...I read, dispute almost everything, took a small car loan for bad credit and now, a little more than half an year after foreclosure my FICO scores are back to very low 600s.
Now my advice to everybody like me. Dont start and NEVER take Premier Credit Card. They never increase your credit limit and killing you with charges. They just increase my limit after more than a year PERFECT history with them and 600 fico. At the same time Cap One gave me credit for 2000. Believe me, Premier is just ridiculous.
To repair credit with purchasing a car use West Lake Financial. The best two years car loans for bad credit ever.
That is my opinion after all.
And Thanks again Credit Magic
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It is nice to see when ppl do well. I also dislike Premier b/c of high fees but, they do report monthly so I will deal until the account term ends. I must admit though that I have only had the card 8 months and have gotten an increase but, my scores are in the mid to high 600s.
Congratulations on starting to turn your financial situation around. Although I have never dealt with Premier Credit Cards Capital One did help my wife to start a line of credit and rebuild her bad credit. A lot of people talk a lot of trash on Capital One but they've done right for me so far so I'm definately happy with them. Best of luck!
Congradulations. Do not beat yourself up. Soem of us fdell into this same trap, I myself in cluded. Best of luck in the future.
It is good to see that the forum is becoming a great place for solving credit issues. Members are also increasing in this forum and I hope that there would be more participation from the members in future.