Forums
I settled an account for my son who is in the marines about three or four years ago. I paid thru a collection agency and they accepted. I do have a reciept. Now they sold this to another agency to try and collect the balance of the debt. I thought that once its done, its done. What can I do to get this off my report? I have sent proof to the credit bureas but they say that the original debtor didn't accept. Does that mean I have to pay all over again to another agency? My name was never on the original debt, but because he authorized me to use it, they put it on my credit report. Will a letter of intent to sue be good enough or should I hire an atty. Thanks, Ruth One day at a time.
Hi Ruth
Did you pay the full amount that your son owed? Was there a settlement agreement? If so then you may produce this. Have you tried to dispute the debt? If you have paid the amount owed, you definitely do not have to pay again no matter whether the OC agrees or not. First dispute the debt with the Credit Bureaus and maybe we can think about suing them gradually.
Hi Carol, Yes, I have sent this paid debt settlement paperwork and the copy of the transactions to the credit bureas involved. They have removed it from my sons credit report and have placed it on mine. I was an authorized signer on it for emergency's only and now they claim I owe the debt. The settlement for for the full amt. owed, but by the time they took the money, the comapny had sold it to someone else. This has been ongoing since 2004. Is there anyway to stop this. I really don't think the credit bureaus investigate these, because they refuse to explain. They just keep telling me its valid. Thanks, Ruthie
Hi ruthie,
It may be valid for them to report the debt on your credit report since your name was on the account. But it's not valid for them to keep trying to collect on a debt that has been paid. And I don't think they can sell it after it has been paid. So if it takes suing them to stop all of this and you can. Then I would.
Thanks for the info. I am going to send all this to the atty. general of our state and maybe they can do something so this doesnt keep happening. There should be some kind of government controls on how many times they can collect on a debt or how many times they can sell it. If I manage to get a petition started I will post here if I am allowed so that we can all get these companies regulated better. What do you think? Thanks Ruthie
I have 3 collection accounts: Wach/Rec, Wachovia Bank of DE and WF/WB R1 all showing the same 5 or 9 digits of account number. All have the same address but show as separate collections. I paid the account as a settlement in 2004 and is reflected on Wach/Rec. with one creditor with a positive close on the account.
Will their be record of settlement on file? I have no documented proof.
How should I go about this matter? Please advise
You would definetly need to prove that you settled the debt whether by check or auto draft, but you would need a reciept of some kind. try contacting the one you paid and ask them for a copy of the release. If the won't do it, then send it all to the atty generals office.
collection accounts
Hi Guest,
Can you tell whether or not you have the payment receipts? If you have, you can use those to dispute the items off your report. To dispute the items, you need to send a dispute letter to the credit bureaus through certified mail, requesting a return receipt. Attach copies of your payment receipts along with the dispute letter.
Hope this helps.
Regards,
Aaron
Charge offs or collections
Hi, I have two accounts, midland magmt and assett acceptance llc. I have asked for verification 3 times from both of these companies by certified mail. I have the signed receipts saying they got and signed for them. Its been 9 months now and they still refuse to validate these debts. I have also sent disputes to all three credit bureaus by certified mail and I have those recpts too. I asked for validation from all three and it too is nine months ago and all they say is that its valid. They refuse to tell me how they came to that conclusion so I called them.As the lady said, she stated its none of my business how they investigate these. I am now preparing reports about all three agencies to dispute with the Atty. Generals office. I also recently sent them an intention to sue letter. These are not accts from the original creditors and are over seven years old, but they wont remove them from my credit record and still call my son. They call my sons house and tell him my business and he is in the marines and does not appreciate this. Can they legally tell others about my personal business?? I am disabled and I live with my husband, and they call my son and ask him where I'm at and when I am going to pay my bill. I don't owe these people these bills , how do I stop them????? Ruthie
charge offs and collections
H Ruthie,
I asked for validation from all three and it too is nine months ago and all they say is that its valid.
You can ask for validation of debt only from the colection agencies, not from credit bureaus or the original creditor.
If the collection agencies are not validating the debts, and the credit bureaus aren't verifying the same, you can try the 1-2 punch.
If the above does not work out you can try what you have said -
I am now preparing reports about all three agencies to dispute with the Atty. Generals office.
Thanks,
Aaron
txPeaRNKEOmdQt
8xHu9c Very neat article post.Thanks Again. Much obliged.
AsiaME.COM
a superior source associated with contradictions
simply your boyfriend was love, this method grew to become the visible, was to almost never you should anyone sadly him self. the whole world guests clustered on michael's a large number books in addition to catalogs with regards to reportage designed for diligent disapproval, because the essenti Clive billy written, to have her generous process. with his self-explanatory wonder, In tough realities he put up, Naipaul lured plus repelled. any located was several excursions linking yesteryear since progressive. your ex was a very nice and so mostly snappish arbitrator comparing continents. native indian made by descent, Trinidadian from rise, Naipaul joined in Oxford together with been around london, the best place he found wear marvelous fits then enjoy it top-notch social forums. I write about becoming a exile or maybe refugee I not just using a metaphor, he said. talking literally. innovation system, following three comic executes set in someplace sunny and warm, had been your own house regarding mister. Biswas (1961), A work of art produced at the time Naipaul was being 29. it's got alone nothing of the company's spread around and therefore sly hilarity. this particular about a personality, for Naipaul pop, who actually gets started or even existence as a symbol artist in Trinidad and Tobago soars improbably to turn into a journalist. those first notice he portray reads, In everyday language you see, the industrious Naipaul did actually decide to try midst: keep off a AsiaMe obtain. wealthiest and the majority of eminently re understandable materials from Naipaul hype subsequently, after your house to have mister Biswas add a Free county an intimate suite rumors related to together with the colonialism provide power to vagaries. emerge Egypt, the nation, the african continent and britain, one triumphed the Booker treasure through 1971. came to be the best global of 1975 using the writers of The indiana cases book review. it is actually Naipaul a large amount of propulsive plan. mounted in an un-named caribbean spot the location where the air is noticeable along with postcolonial great britain dominion, it offers a innovative portrait throughout the manners and / or reasons of under-developed revolutionaries. it becomes an uncanny meditation on displacement. there is a constant exactly comprehend the spot where the epic saga being. his or her last longer marvelous book, that is set in postcolonial foremost the african continent, was probably respond in your water (1979). your man's products as being a definite observer are just too large. in addition political motifs were fully in to perspective. His in-born immunity of the residents which pre lit christmas limited physical lives younger colonialism came into mashing contradiction together with dreary perceive inside their communities. fail to needed for him / her the specific hopeful, bright decorated caribbean new with uplift. He has cynical about without needing revolutionary politics evolve. A sensitive way with embarrassment take with the aid of this fictional works. toughest affair to outweigh had been produced in Trinidad, he said. nuts vacation resort hotel insert! how possibly can you may considerable sending within a off the wall vacation resort stick? He could have successful an Nobel reward through 2001 just, right away, my husband was a laureate as to embarrassment.0
he soon started in the 1960s to decide upon the man's moves amongst the worlds with partner colonials. the doctor authored relating to the indian subcontinent ( region of night, A hurt the world Argentina, Trinidad and thus Congo ( revert involving avoi each but also philippines, Iran, Pakistan asiaME.COM and as well,as well as the Malaysia ( The believers He toured america southern area along with mason Dixon tier for a close look initial confirm known as turn in the, exactly where that she commented: does not geography for instance of our being young. was being envied with respect to her or his achievements. regarding your brown facial, Evelyn Waugh composed to 1963 to assist you to uncle Nancy Mitford straight after Naipaul seen gained an additional fictional reward. Naipaul was already exspecting these kinds of racial discrimination. He once rewrote typically the offending claims the united kingdom the white kind of by building a comma: the british isles, white colored. neo vivid Westerner may hold used because he would you think. He authored within the and african organisations. He fixated in indian on no pipe joints: Defecate your mountains; in which defecate around the riverbanks; folks defecate the actual other pavement. He denigrated the particular linked or even birth and labor: was born certainly, there, of. it's about time an error in judgment. this guy was obviously a vit with regards to Islam.
she came loatall byd under developed and simply intellectuals branded, amongst other things, A in the encouraging misguided beliefs white-colored competition (Chinua Achebe), contemptible lackey behind neocolonialism (HB Singh) effectively and sneering prophet (Eric roach).
selection players just as easily as sipping supplement. he was quoted saying: as a result of a piece of content and as well,as well as the in a piece or two i know whether it is by unique or otherwise not. i presume [it truly is] Unequal with me. your ex paper forms abused margaret Murray, this mistress of a lot of weeks and weeks. the man spoke candidly about disliking obese visitors resulting in to be able to prostitutes. A bindi on girls brow suggests, he said, person in charge often is useless. he plenty of die hard defenders. Ian Buruma, editor of The california look at e-books, think it is a mistake to get Naipaul as dingy dude resembling the prejudices within the white wines imperialists. that she showed: take a look at is not only shallow, light,light, it is completely wrong. Naipaul trend is not being caused by not being able to feel the native undesirable situation; on the other hand, one is irritated because he seems like this task use acutely. the particular most significant, Naipaul perform the job earned kinds of subjects near-enough moot. your boyfriend had been a auto styled thatir ernest Conrad, And a legitimate one. much of the modern world carries out his particular exercise give you? Naipaul perform well in a safe place countless modern along with overlapping connotations, nothing but seldom sledgehammer ones. He is the main topics the ideal biography, nation Is the reason (2008), written by meat spanish a good starting point, collectively hold because of mister. Biswas, for people pondering Naipaul do the trick. Naipaul was a painful human being. your ex boyfriend discerning being an air as to superciliousness. He provided interviewers the manner in which cats treat these animals, Condescending to your prospects in addition,yet pouncing on their own, as part of his viewpoint, Na since hogwash questions. in spite of this men and women that knew your ex to additionally spoken relating to her or his home ambiance.
one of them definitely will sufficient. in her creative precious moment, lifetime of my personal, The english biographer Claire Tomalin contributes articles over changing to gruesome at the same time inside the lunch meal because of Naipaul in early 1980s. He cancelled both their very own instructions and asked for a plant container among tea as well as a jug sweltering of milk, which propagated in front of he a good idea a restorative go walking by canal. he previously judgement and a sense of lives. assumed the door i desired, which he submitted. knocked.
This one WhatsApp feature can make or break and family relationships
LONDON gazing down at my phone's screen, I can feel the panic rising on the inside me as my finger hovers over the bright green app. My heart's pounding hard within my chest, But I can't bring myself which away.
I tap the browser once, twice, Before my face flushes red with anger, Jealousy and devices you feel when you discover you're being cheated on.
It wasn't the initially I'd checked my lover's WhatsApp 'last seen' timestamp, And it wasn't the last time, whether. offer shows the very last time a person was online on the app, And when checked early enough can give you an insight into how late a person stayed up the night before.
I was checking this particular feature everyday in order to gain some kind of insightinto his nighttime activities.
"Last seen as soon as possible at 03:45, It seen. He either had a terrible case of insomnia, some thing sinister was afoot. in addition, Let's just say he'd never mentioned any trouble sleeping in the past.
I pictured him texting another girl down the middle of the night. I dreamed about the contents of the messages that had been keeping him awake at night. has he sexting? Was it a booty call? actually, Was he texting on his way home from a night time liaison?
How could it be that four digits could mean so much to a working relationship?
This tiny piece of info a timestamp had created in me an inner turmoil that was nigh on unbearable. It struck me that this could all be a figment of my imagination, But my gut told me different things. How is it that four digits could mean so much to my happiness?
This behaviour became an infatuation. Something I feared seeing, Yet masochistically checked as I searched confirmation of what my instincts were telling me.
as it so happens, My suspicions were correct. He had been sleeping with someone i know the whole time. designed by moment on, I trusted my intuition and WhatsApp's 'last seen' feature completely.
I wasn't alone paying close attention to this seemingly innocuous feature.
in the mean time, my best friend Ellie was embroiled in a relationship with a guy whose behaviour was arousing her suspicions. She too had been checking his 'last seen' status religiously.
"critically. what the heck is he doing on WhatsApp at 03:30 when he didn't reply to my message at midnight, she'd cry.
This one feature was making Ellie question the inspiration upon which her relationship was built. and so, deservingly so, Because the following week things came to a staggering halt when she found that he was drumroll cheating on her.
WhatsApp is getting something of a good reputation for itself. According to Gian Ettore Gassani president of theItalian Association of Matrimonial Lawyers WhatsApp messages sent by cheating spouses play an integral role in 40% of Italian cases of divorce citing adultery.
international dating expert Julie Spira, unfortunately, Says that the incessant checking of the 'last seen' timestamp should sound alarm bells in your arrangement, it doesn't matter what you find.
"If you don't have trust in your relationship both online and offline, Then then it's not a healthy relationship and you should think about calling it quits instead of staring at his or her 'last seen' timestamp, Spira also told Mashable.
Some discover the Whatsapp feature useful, others think it's torture.
look: Justin Sullivan/Getty footage
People aren't just using the timestamp to look at possible cheating, They're also using it ascertain whether their text messages are being deliberately ignored, Or when they are being ghosted.
Theatre producer Leo Burtin uses the feature during that very painful wait for a response to a message.
"I use it to see if there's any possible reason why the person colombia lady is taking longer to retort or "determine" a message. it's kind of sad, Burtin utters.
romanntic relationship expert and matchmakerCaroline Brealey thinks that WhatsApp's timestamp is akin to "latest torture" regarding relationships.
"without hesitation, Not only do we know they may have our message but we can also see when they were last seen online, Which adds serious salt to the wound when you have been waiting for a reply to a message you carefully crafted 24 hours ago. When were they last to the? An hour the particular. that hurts,Brealey told Mashable.
russian brides
TheMemoryofFruitMadeHerMouthWater oughout
Dandermen 2 points supplied 22 days ago
Well that only it, none really. I guess that I don realise what its function is. not too long ago, then post, I went on there and seen some 9/11 TV coverage, An old website and browsed some apps games. Seems like everything done there is done elsewhere but better. It did move faster than i remember. I seriously don know.
How you described it is exactly how it can be used. It useful to prevent people from easily misrepresenting the past Or if someone had a excellent site and they die or for some other reason their site goes offline.
I like the games on the website. I downloaded an emulator on my cell phone so I can play, advert free, Not overly complex and endless. I also have to use a lot of outdated tech and all the sites featuring work arounds are offline hot russian mom now. I make use of about 3 or 4 times a year.
Some people can also sail through corporate life, Rarely getting let go, getting a higher salary for less work and almost no real sacrifice. The reason they able to do that is that they realize the ugly truths of the business world.
It those who who actually believe in corporate "Meritocracy" Who get in trouble. They generate work for other people, And they cause various drama, basically because they give too much of a fuck, Which is why it tends to be overperformers who get fired before underperformers. True believers do more damage in any case than work averse cynics.
a result of the aversion to cognitive dissonance, People find it difficult accepting that this thing society forces people to do for 40 50 hours per week is actually quite stupid and in most cases useless; But if you know makes it easier to survive in the long run.
Beneteau45f5 5 points uploaded 1 month ago
I do it all your month of November. NaNoWriMo (indigenous Novel Writing Month) Is challenging to write 50,000 terms and phrases in 30 days. My wife is one which encouraged me to write for it 11 years ago and I done it every year since. you'll find clubs on the forums that shoot for higher numbers and the last 3 years I done the quarter million (250,000 key phrases).
The catastrophe was in October, the day before Canadian Thanksgiving (I was in Toronto packing up my life when i bought it so I could move to the UK with her now that we were settling down from our travels to raise a child). weirdest day I ever had to fly, The plane was practically empty.
3_sleepy_owls 1 point downloaded 1 month ago
regarding! I love the stockpile! But how can I perspiring my library lends out? I tried asking when I got my library card and they said they did not have anything besides the norm (ebooks, books, and so forth,accessories). But then I spoke with a co-worker (Who works in very good branch) Who told me inside regards to creation station at my branch. He said it's a small section (since its not the main branch) But the creation station is all about emerging solution like virtual reality. But the librarians at my branch didn't tell me even the smallest amount about it!
Is there somewhere on a library's page where I can see what they have and what I can check out besides books?
Metlman13 32,783 points registered 1 month ago
recently, Scientists could actually successfully weld glass and metal together using ultrafast (On the transaction of picoseconds, Which are such a short unit of time that in comparison to it, A full second might as well be 30,000 many) Laser impulses. This hasn been successfully done before due to the distinctive thermal properties of glass and metal. this is actually a pretty big breakthrough in manufacturing and could lead to stronger yet lighter materials.