Sample debt validation follow-up letter

Submitted by CMBV22 on Mon, 06/02/2008 - 09:04
Forums

A Debt Validation Follow-up Letter is sent to the collection agency when they fail to respond to your debt validation request. It is a way to remind the debt collector of your initial validation request. You can use this letter only if you had previously sent a debt validation letter to the collection agency. This letter can also help you get rid of the item if not validated.

Sample Debt Validation Follow-up Letter

Your Name __________
Your Address __________
Your Phone # __________

Collection agency's Name _______________
Department _______________
Collection agency's Address _______________
Date __________

Dear Sir/Madam,

Re: Account Number_______________

This letter is to inform you that I had mailed you a debt validation letter and it been ___days (mention the days) since my request for the documentation of this account. According to Fair Debt Collection Practices Act (FDCPA), I have the right to seek validation of this debt and you are required to provide me the documentation of this debt. However, unfortunately enough I have not received any reply and documentation except the confirmation that you did receive my validation request.

I have also received verification on this account from the credit bureaus and this account has been listed on my credit report. But, according to Federal Trade Commission (FTC), reporting a collection account is a collection activity. So, you are now in violation of FDCPA and subject to a fine of $1,000 as you have not validated the debt till now. I can collect the fine by filing a lawsuit against you in the small claims court. I do intend to follow up with this if I fail to receive a reply from you within 15 business days.

If you can't provide documentation of this debt, you should request the credit bureaus to remove this item from my credit report and update my report accordingly. Otherwise I will have to file complaints with the FTC. State's Attorney General and the Office of Consumer Affairs.

Looking forward to hearing from you.

Sincerely,

Your Signature ________________

Your Name ________________

Stewart Felix (not verified)

Ingratitude can hinder the growth of any man. After having multiple bad experiences with credit repair companies and figuring out the credit score they told me they boosted was actually false and the negatives on my report wasn’t cleaned I tried Hack West Credit Repair whom my bosom friend introduced to me…I want to publicly appreciate the effort for helping me to increase my credit score when I was suffering from low score 390 and was unable to meet up to my standard level. My score suddenly shot up 798 (excellent result) within 15 days. Let me quote West word to me “you can’t begin the new year with a bad credit” that encouraged me and immediately started the job. Sincerely, I’m pleased after everything they did for me. He didn’t charge so much but delivered on his part. Contact him for all sort of credit repairs, he will be willing to help you. (HACKWEST@WRITEME.COM and texted as well +1 (424) 307 2638).

Thu, 12/13/2018 - 15:20 Permalink
Deshawn (not verified)

All thanks to Ghost. Last year my credit score was at 375. I was trying to raise my score so that I may purchase a home. I have two accounts that are closed but are still on my credit report. One is a credit card that has less than $1000 debt and the other is a car I voluntarily turned in but the debt is around $7000. I had a student loan that defaulted by I have been paying back with an agreed payment each month and have been for about a year. My credit score has gone up to 457 on Transunion and 452 on Equifax but I wanted to get my score up to at least a 580-780. So I contacted GHOSTVIRUS@WORKMAIL.COM after paying him he raised it drastically to 881 on Transunion and 772 on Equifax. I recently was approved for a secured credit card that I am going to purchase $20 of gas with a month and pay off in full and on time every month. I encourage everybody to contact Ghost for credit repair. Merry Christmas

Thu, 12/13/2018 - 20:43 Permalink
Oralia Brown (not verified)

Thank you so much to the team at Hack West Credit Repair for helping me achieves my dream of becoming a first time home owner! Also, for the purchase of my new family car! Thank you for your time and dedication! West and his team were very thorough through the process and took care of all my questions! They made sure I got the best deal for my car and now I and my family get to enjoy it with a low payment! We are grateful to have gone through this process with them! I recommend HACKWEST@WRITEME.COM to everyone who needs help with their credit! You can also text (424) 307 2638. Guys, IT IS WORTH IT!! Do it!!

Mon, 12/17/2018 - 18:15 Permalink
Cherry (not verified)

"Words cannot express my gratitude nor Appreciation to Ghost Virus for he’s help." Sometime last year I was in a very terrible situation I was almost losing my house due to my poor credit outline. I reached out for help and searched online for a quick solution to my poor credit outline and to restore my life back without being kicked out of my apartment and suffering from so many things. I came across several reviews about Ghost how he helped a lot of persons with similar issue I was having. I contacted Ghost Virus (Ghostvirus789@gmail.com: +1 205 418 0498) for a quick solution explaining everything concerning my credit to him and I could really use he’s help he said okay and promised to help me fix my credit within 12 working days. My credit got fixed my score 395 was increased to a high 795 deleting all negative items and also increasing my credit limits and leverage. God bless you Ghost I’ll forever remain grateful to you Have a prosperous years ahead of you thanks. Cherry Idaho Connecticut Happy Holidays

Fri, 01/04/2019 - 00:38 Permalink
James Lawson (not verified)

Hello Guys before working with COLEFRANKSERVICES I had a credit score of 531 to 542. I went looking for a loan from Metro Credit Union and they told me to pay my debt to Bank of America first which was about $4,800. At the time my credit report was awful with red mark all over it. I had a couple charge-off accounts and I was stressed out about them. I called the credit bureaus and asked them for my credit report. I found out I had about 7 negative items and 9-12 hard inquiries from every bureaus. While searching for solution, I found several good reviews about ColeFrankServices on different blogs and sites. At first I was skeptic and curious, so I sent them an email. They quickly replied back addressing me to an agent whom explained the process and everything needed to fix my credit there was absolutely no confusion. My credit score now is 795 and 790 deleting all the negative items on my report and also added beautiful Tradelines. Contact them COLEFRANKSERVICES@GMAIL.COM: +1 424 245 2993 if you have any question or you need their services. I paid absolutely nothing to Bank of America and it is all cleared in my credit report.

Wed, 01/16/2019 - 14:40 Permalink
Victor Roland (not verified)

I am Victor Roland, I live Boston MA. My most gratitude goes to Hack West Credit Repair. Few months ago, I needed help with my credit; I had nowhere to run to. My whole life was in shambles because my current credit score was 512, I wanted a higher score and negative items deleted although most of them I had no idea why they were there because I never opened accounts with credit card. I went on internet to search for help and I found Hack West the credit professional and I immediately contacted them through (+1 (424) 307 2638 / HACKWEST@WRITEME.COM). We got started with the process with some few questions and a little display of competency as a proof of legitimacy. The good news is that they did all they promised to do (deleted the accounts, erased all the inquiries and eventually raised my score to a 790. Someone might be in similar situation that’s the reason I decided to do this. Cheers!

Wed, 01/16/2019 - 22:45 Permalink
Johnny Taylor (not verified)

I must acknowledge the tireless effort of Cole Credit Services, your commitment and dedication are greatly appreciated helping men and women with credit issues. I had a bad credit which disqualified me from many things and my score was on a low 474 but after my contact with Cole regarding my credit issues I can now boost of an excellent credit report and my score on a high 790. God bless your entire team and service to the community. I strongly recommend any one with a credit challenge to contact them COLEFRANKSERVICES@GMAIL.COM

Thu, 01/17/2019 - 23:51 Permalink
David456 (not verified)

A warm greetings to you all reading this my name is David; Competence is one thing we don’t need to undermine. GHOST VIRUS has proved to be competent, reliable and trustworthy. He used his wealth of experience in fixing my bad Credit Report, deleting all negative items including FBI reports and medical bills from my credit report. He gave me an excellent score I have no worries anymore I got my life back thank to Ghost. I’m sure you won’t have any regret employing the services of Ghost You can always reach them on (GHOSTVIRUS7890@GMAIL.COM 205 418 0498). Have a Great Weekend.

Sat, 01/19/2019 - 14:04 Permalink
Benny Maurice (not verified)

My name is Benny Maurice, I live in the state of Florida. Our apartment got flooded back in November 2012, after I had a slip and fall on the apartment premises. We didn’t have the right rental insurance, there the bill came up to $122000, they asked us to pay but we didn’t have money so I agreed to pay and made a payment plan and they refused and put eviction on my credit. I didn’t realize that eviction was on my credit until last 2 months I was trying to buy a house, and then the realtor told me that my credit score was 501, I wasn’t qualified for anything. I want to buy a house, I want to buy properties and start a business. I needed help and I found HACK WEST here online, they are good and kind credit repair team. They pulled my score to 800, deleted the eviction and other negative item on my report, and added good trade lines. I got everything I wanted and even more. Thanks to the entire team. Contacts: HACKWEST@WRITEME.COM / +1 (424) 307 2638.

Wed, 01/23/2019 - 08:54 Permalink
Micheal Edwards (not verified)

Hack West Credit Repair greatly helped me and my wife improve our credit. I got answer to all my questions and even went above and beyond when it came to repairing me and wife's credit history. I'm thankful for the service that Hack West provided me and my lovely wife, we now has a better understanding of our credit and we now know what debit collectors can and cannot do. Email: Hackwest@Writeme.Com or Text: +1 (424) 307-2638 for your quick credit repair. Thank you by Michael A. Edwards.

Thu, 01/24/2019 - 23:24 Permalink
Greige Frank (not verified)

Hello friends! My name is Frank, it’s obvious a lot of you have been ripped off your hard earned money in a bid of trying to fix your credit, just like me. I’ve been a victim of scam hackers several times not until I ran into an old friend earlier last month, whom I had to share my worries, so he introduced to me NOBS Credit Repair. I contacted the programmer and asked if he could get my credit report fixed, he said yes! I explained to him the entire negative item on my report and my low score of 450. Interestingly, just within 72 hours, he fixed my credit profile and also boost my score from 450 to 780. I’m so excited I could smile again. I strongly recommend NOBScreditrepair@WRITEME.COM for your credit fix.

Fri, 01/25/2019 - 00:16 Permalink
Nelson Freeman (not verified)

Hello, your credit determines how much trust you are worth, it helps to separate the good customers from the bad ones, and it also helps identify high risk customers. In my 20s I was quite careless, I never paid back early, I often used way more than my available credit; these things take years to go away. This ruined my credit. It was very low. A friend Evans informed me about what XAP CREDIT SOLUTION did for him. Words cannot express how I feel right now; the team of XAP literally deleted negative items and increased my score to 765. I am truly grateful. You can email them on XAPCREDITSOLUTION@GMAIL.COM, or their phone: 972 597 9704. Bye

Fri, 01/25/2019 - 02:47 Permalink
James Albert (not verified)

I’ve always doubted the possibility of fixing credit score issues, clean up DUI report and chexsystem within 48 hours interval not until I consulted NOBScreditrepair@WRITEME.COM two months back, through a trusted friend’s recommendation. They did not just remove the negative items on my report, but also increased my score a bit higher up to 850. I’m indebted to NOBS Credit Repair and that’s why am here sharing the testimony that someone might be assisted likewise. Cheers!

Sat, 01/26/2019 - 20:32 Permalink
Fredrick Murray (not verified)

Due to a lot of hardships and circumstances beyond my control, my scores were in the ditch. I was served with an eviction after I broke my lease, they swore the information was sent to my current address but I never received the eviction because of being gone from my previous address and never wrote a letter stating why I was moving. I basically moved from house to house to have a roof over me and my family’s head. They stated on each case that I had an eviction although I’ve paid the last due balance. It will literally take way too long for me to try sending 3 letters to the 3 credit bureaus and waiting for the eviction to be removed. However, I decided to dig online for credit repair solution and I came across a review on Quora about Ghost and I must admit I was impressed. I quickly contacted him on; Ghostvirus7890@gmail.com: 205 418 0498 asking if he could help me and how much he would charge. He replied after discussing the process, we moved on and guess what? He removed the eviction, fixed my credit history and raised my score to 800. He deleted the student loans, medical bills and the bankruptcy filled 2017. I eventually bought a home with his help and we are happy, may God bless him.

Sat, 01/26/2019 - 22:24 Permalink
Curtis Brown (not verified)

Whether you like it or not the truth remains that we all want a good credit score, the merits of having a good credit score cannot be overemphasized, that said I would like to inform you that there is a credit hack company that can get your credit fixed in 8 days. Sounds impossible right? Yea, it is because I thought so too. I had a medical condition which put me through a lot, things were not working out, it cost me a lot, let me spare you the tale of my woes and give you the good news I had a credit score of 340 as at last year before a friend told me about XAP CREDIT SOLUTION, initially, I was skeptical but they have been able to increase my score to 725. You might want to contact them via XAPCREDITSOLUTION@GMAIL.COM / +1 972 597 9704)….

Sun, 01/27/2019 - 21:04 Permalink
McAllen Stev (not verified)

Words enough can’t express how I feel after I came in contact with Hack West Credit Repair. I decided to contact Hack West when I was going through hard times and couldn't fix my bad credit on time and I've been cheated by some group of people calling themselves hackers! I contacted (HACKWEST@WRITEME.COM) and explained my story to them and didn't hesitate to assist me in fixing my credit. They helped me delete those particular negative items on my credit report and also increased my credit score to 790 (excellent) within 5 days. I will advise you all to get to Hack West if you have any credit issues. They have team of experts and are the best company for the job. You can also contact them via +1(424) 307 2638.

Mon, 01/28/2019 - 19:45 Permalink
Miranda lawson (not verified)

Hi there, last year was one the most difficult years of my life, my credit was bad, I mean very low. I did all I could but to no avail. I had a lot to do but couldn’t due to the negative items on my credit. But somehow I contacted XAP CREDIT SERVICES, after reading various reviews and testimonies about them on credit magic. Initially, I just wanted to satisfy my curiosity but to my greatest surprise they really made a difference. XAP CREDIT SOLUTION not only increased my Credit profile, they monitored my credit score and tracked it, and they helped me get the financial respect I deserve. They also advised me on how to stay away from unhealthy financial lifestyles. What more can I say? This year is going to be a good one. Here`s their contact 972 597 9704 or send them a mail via XAPCREDITSOLUTION@GMAIL.COM!!!

Mon, 01/28/2019 - 23:52 Permalink
Jennifer Bruce (not verified)

Gratitude is a must you hardly find someone to Trust I was down with a low credit profile which had me losing my house, got robbed last year while trying to fix my credit. My name is Jenny a single mother trying to get a prefect home for me and my kids and starting a business of my own. After a month ago I was robbed by some imposters who stole from me all in the name of fixing my credit I later found about Ghost on Trulia where I read review how he fixed a lady’s credit with an excellent score. I was to know how true this was I contacted Ghost and asked for more info and proof of competency to which was satisfactory. I provided the required info for the process and just in 10 days my credit is good and excellent. I advice Y’all with bad credit that needs help should contact Ghostvirus7890@gmail.com; 205 418 0498 and restore your credit today cheers!!!

Wed, 01/30/2019 - 15:45 Permalink
Juan K Dorantes (not verified)

Thanks Brenda for promoting the hard work of Hackwest@Writeme.Com. After reading through your review
I felt guilty because have being working with them for a while now yet couldn’t share my testimony to others who maybe needing same help; like you said, I think other people deserve to know about this hacking company. They helped to wipe away all medical charges including electricity bills and student loan amounting to over $30k. Hack West also helped my cousin to remove his criminal records, bank loans and raised his credit score to 790 from 520. I recommend Hack West to everyone. You can all contact (424) 307 2638.

Wed, 01/30/2019 - 15:55 Permalink
Atkings McKain (not verified)

A big Congratulation to us the (Wilson family) on our new home. My wife and I where down with our credit score and negative items on our report which disqualified us from acquiring a home and living to our expectations. So we made contact and dig the internet for a credible repair service. It happened we found Ghost Virus on credit blogs he is all over the internet we contacted him hoping for a reply which took about 2days due to how busy he is finally he got to us we had a chat and we were glad to work with him. He deleted all the negative items on our report (Student Loans, Collection, Medical Bills, Eviction etc) and increased our score to a high 795 the process lasted for 2weeks and we are here now. DOCUMENTATION BEATS CONVERSATION Restore your credit today and put yourself in the position to get your KEYS! Mail GHOSTVIRUS7890@GMAIL.COM Text 205 418 0498.

Thu, 01/31/2019 - 16:02 Permalink
Olivia Doyle (not verified)

Hi, my name is Olivia Doyle, I’m a real estate agent, one of my clients Kyle had an eviction on his credit report and he needed to clear them before applying for a mortgage loan, he wasn’t able to get anything due to my bad credit history and he wanted to remove all the defaults. I was researching online and I came across a good report about XAP, after over 2 years of fruitless efforts in search of a legit credit agent to refer to my clients. I got through to them and connected them with my client; right now his records are squeaky clean. They fixed it. I’m definitely referring all my clients with credit issues to them.
Email: XAPCREDITSOLUTION@GMAIL.COM
Phone: +1 972 597 9704

Thu, 01/31/2019 - 23:58 Permalink
Andy884 (not verified)

Hello and happy weekend my name is Andy Jordan, a very big thank you to Ghost Virus for he’s tireless effort making sure I get the prefect credit I needed to get approved for a loan which I applied some weeks back. I had (Student loan, Collection, Inquires, Tax liens, Medical bills, late payments, and low score) on my Credit report which disqualified me. A friend recommended Ghostvirus7890@gmail.com 205 418 0498 to give my credit the prefect and permanent treat I was looking for. After a short assessment on my credit situation I was signed up and on my way to restoring an excellent credit rating. I provided the info’s which he requested the next day to start the process which lasted for 8 days. My credit is looking prefect and my scores excellent you can give your credit a good treat by contacting Ghost virus. This was not possible in the past due to my previous history. Thank you Ghost

Sat, 02/02/2019 - 19:30 Permalink
Sonia Wesley (not verified)

I am overwhelmed!!! I felt hot tears rolling down my cheeks when XAP sent me my credit report after repairing it. My name is Sonia, I had an eviction, medical bills, and loans that wouldn’t let me qualify for a home. As a single mother of one, things haven’t been easy; I contacted XAP because they were highly recommended for helping people with credit issues. They helped me, they really helped me. If you need help you can contact them on XAPCREDITSOLUTION@GMAIL.COM. Trust me.

Sat, 02/02/2019 - 20:54 Permalink
Curtis Hall (not verified)

I’m very much indebted to Hack West Credit Repair.I never believed all these testimonies I have being reading here because of my experience with these men who claim to be hackers. I was scammed 2years ago in the process of trying to fix my credit. I opened up to my friend Charles about my credit situation, he immediately gave me the contact of HackWest@Writeme.Com who cleared his mortgage and credit card debts and boosted his score to 760 in less than a month. Long story short, Hack West surprised me when he fixed my bad credit. I now have a home of my own through his assistants. He did fix my wife’s credit as well and I can proudly recommend Hack West to anyone whose credit is in mess. Text: (424) 307 2638.

Sun, 02/10/2019 - 22:49 Permalink
Curtis Hall (not verified)

I’m very much indebted to Hack West Credit Repair.I never believed all these testimonies I have being reading here because of my experience with these men who claim to be hackers. I was scammed 2years ago in the process of trying to fix my credit. I opened up to my friend Charles about my credit situation, he immediately gave me the contact of HackWest@Writeme.Com who cleared his mortgage and credit card debts and boosted his score to 760 in less than a month. Long story short, Hack West surprised me when he fixed my bad credit. I now have a home of my own through his assistants. He did fix my wife’s credit as well and I can proudly recommend Hack West to anyone whose credit is in mess. Text: (424) 307 2638.

Sun, 02/10/2019 - 22:49 Permalink
Ray Knox (not verified)

Hello guys, when you want to upgrade your credit score or have an element removed from your credit report online I suggest you contact XAP CREDIT SOLUTION. Back in 2018 I had a major setback, if you think your credit was bad mine was terrible. I also had evictions that made getting an apartment difficult. My wife has a condition and I needed a loan but I couldn’t, she got seriously ill, my family needed serious help. So i was asking questions on how to steady raise my credit scores, the answers i got did not look like what could get my credit score up in near time. I got notification from a forum and lot of testimonies about a group of ethical hackers called XAP. Via their mail XAPCREDITSOLUTION@GMAIL.COM I contacted them. In 9 days they deleted all the negatives and repos. Thanks to them my score kept increasing until it got to 780. You can text them via (972) 597 9704. I sincerely recommend them. If you are serious with them they will be serious with you. Your testimony is sure…

Tue, 02/12/2019 - 00:12 Permalink
Havilah G (not verified)

Hello everyone, I’m Havilah, divorced recently. I decided to buy a home suited for my family. I didn’t have the best track record with funds in my past and my credit profile was faulty. My credit score was 521 and I couldn’t apply for a mortgage, I was desperate to get a roof over my head which almost led to the detriment of my family. I read some good reviews about GHOST VIRUS on Google and different credit sites then I contacted him. Within 8 working days my score was raised to 796 and erased all the negative items on my credit report. This is the best thing that has ever happened to me and my family, I’m totally grateful to GHOST VIRUS for such services given to me. I firmly recommend GHOST VIRUS to you all in need of such services and get your credit issues fixed in a short period. Email now on GHOSTVIRUS7890@GMAIL.COM text 205 418 0498. They fix a Chex system and a DUI report as well.

Tue, 02/12/2019 - 22:44 Permalink
Noel Huddson (not verified)

My surgery loan just got approved and that’s why I’m testifying. Last month I was reading an article on Trulia and I came across a comment about a credit fixer called Xap credit solution and how they helped people get their lives back. I was actually trying to get help last month in other to fix my credit. My credit was in the 400s, I had negatives. I had applied for a surgery loan but couldn’t get an approval. However, I contacted Xap and we reached an agreement. I was really serious about it. And in 10 days my credit was good again, he removed bankruptcy, verified the changes with 3 credit bureaus. I’m in the 700s and I have some positives right now, I never knew that life could turn out this way for me. I am a living proof that they are truly good at what they do. You could email or text them ( xapcreditsolution@gmail.com. (972) 597 9704). It’s my little way of showing gratitude.

Fri, 02/15/2019 - 00:19 Permalink
Riggs Allen (not verified)

I consulted with Hack West Credit Repair last year when I first started a career in the oil and gas industry. I was hesitant at first like a lot of people may be when considering credit repair services but to this day I’m glad that I decided to trust them with their services and knowledge. I was irresponsible with my credit in my early to mid-twenties. There I was in my late twenties making good money but my credit wasn’t up to par and I realized that it was time to do something about it. I contacted HACKWEST@WRITEME.COM and +1 (424) 307 2638. They took care of my credit quick and kept me up to date with everything that was going on along the way. They coached me on the do’s and don’ts during the credit repair process and I followed. It felt great to start over to work on building a strong credit record. I had a great experience and learned a great deal with Hack West and honestly wish I had gone through with the services sooner than I did. I strongly recommend Hack West Credit Repair to anyone out there that may be considering them. You won’t be disappointed and you’ll thank yourself later.

Sun, 02/17/2019 - 14:09 Permalink
Sucre Graber (not verified)

Just had the most amazing Valentine gift ever, being patient really pays, I was stuck with several charge offs and inquiries. I wanted to get some negatives removed and get my score up again so I can make a better living. I was reading comments about Hackers who claimed to be able to fix credit and I came across testimonial about “XAP”. I contacted them and the rest is History. Bottom line is that I can really say that XAP is a group of specialized legitimate hackers because on Valentine’s Day I saw my credit and almost couldn’t believe it. All these happened in 9 days. I feel it’s all about putting smiles back on people’s faces because I didn’t even make full payments and the results are already glaring. Get more info yourself contact them: XAPCREDITSOLUTION@GMAIL.COM / (972) 597 9704…

Sun, 02/17/2019 - 18:03 Permalink
Rasheita Gilmore (not verified)

I tried getting my credit fixed by another agency before I knew about Hack West Credit Repair and nothing was done. Thanks to Hack West for everything they did to fix my credit and didn't take long they kept to their promise just like I have being reading about them. My wife and I are really happy and grateful with this great team as her credit was also a big difference from 550 to 730 and mine is at 760 since we started. Thanks again I truly appreciate your good works. HACKWEST@WRITEME.COM and +1 (424) 307 2638

Mon, 02/18/2019 - 23:56 Permalink
Monica Peters (not verified)

How do I really thank this great team? My mortgage, Sprint, ATT debts that were worth over $400k was cleared by HACK WEST CREDIT REPAIR. I happened to know about Hack West through my cousin who they fixed his credit six months ago. I had a debt that was killing me seriously. I also had low credit score that has deprived me so many things over some time now, after I contacted HACKWEST@WRITEM.COM via mail and texted 424-307-2638 through his instruction I opened up to him and he promised to help me. Long story short, he asked me to pay some percentage so they can help clear my debts which I feel was moderate and I did today I’m free from whatever kind of debt and my score is in 756 range. Thanks to Kay for recommending Hack West.

Thu, 02/21/2019 - 16:43 Permalink
Maureen Eugene (not verified)

Fast and great service! Only company that I've used that actually delivered. Their speedy service and friendliness are what keeps me coming back. I recommend them to all my friends and family. This trusted team opened many opportunities for me and has this goal 100% satisfied. I’m impressed by your good works. All derogatory items have disappeared from my report; I wonder where I would have been if not for Hack West Credit Repair. I lost my husband and things weren’t in good shape but today I got good credit to play with. Here is the contact: HackWest at Writeme dot Com or text (424) 307 2638.

Sun, 03/03/2019 - 07:09 Permalink
Maverick Jones (not verified)

I never believed a hacker can fix my credit (delete negative items such as debts, IRS and Liens etc.) and also boost my credit score until I came in contact with DEBOOTH CREDIT SOLUTION. To cut long story short, a colleague of mine told me about them and their expertise and how they helped fix his credit. I emailed them via DEBOOTHCREDITSOLUTION@GMAIL.COM and explained my credit issues to them. To my greatest surprise, my credit score was upgraded from 480s to 786, and the negatives in my profile all wiped. I advise anyone with credit issues to contact him cos there’s nothing as having good credit. Text: (562) 281-7621. Trust me you’ll never regret it…

Wed, 04/03/2019 - 12:43 Permalink
Donnie Mark (not verified)

Never thought I could be on the move up to the upper echelon of the society where I wouldn’t have to worry about a low FICO score, and other credit issues. My profile was laden with hard inquiries, liens, etc. but with the aid of XAP CREDIT SOLUTION whom I met via google search my entire life has turned around for good. My score is now soaring in the 800s, with negatives cleared. This is a testimony and you’ve got to believe me when I say XAP is real. Do well to contact them for all forms of credit upgrade XAPCREDITSOLUTION@GMAIL.COM or text (972) 597 9704. Best wishes…

Thu, 04/04/2019 - 00:00 Permalink
Iris George (not verified)

Do you have hard inquiries, late payments, liens, evictions etc. on your profile? Do you wish to upgrade your credit? Do you need a hacker to help rejuvenate your credit profile? I know hackers that can get the job done. They are called XAP CREDIT SOLUTION, they came into my life when I was at my lowest point and revitalized it by increasing my score and clearing all my negatives. I owe everything I have today to them. Text 972 597 9704 or send them a mail via XAPCREDITSOLUTION@GMAIL.COM and let them help you!!!

Fri, 04/05/2019 - 03:32 Permalink
Derek McKinnon (not verified)

I’m Derek Mckinnon. I live in Los Angeles. I was ill some years back and that’s why my credit was shot. So I needed a mortgage loan but was denied severally. Thanks to Sophia my colleague who introduced me to this miracle worker called Hack West Credit Repair. You can’t believe how quickly they cleared my student loans, two evictions and collections from my report in less than four days thereafter raising my score to 789 across the 3 credit bureaus. Isn’t that awesome? You too can get an excellent credit by contacting them via: HACKWEST@WRITEME.COM / Text or Whatsapp: +1 (424) 307-2638.

Mon, 07/01/2019 - 18:58 Permalink
Destmond Rowland (not verified)

ACTION CREDIT SOLUTIONS has given my life a meaning now! I contacted them last month to help me fix my credit. I had evictions, late payments, and hard inquiries on my credit report. How they were able to override the system to remove all the negative items from my report is what I don’t know. The truth of the matter is that my credit is in perfect condition now and all the negatives gone and my credit score raised to 790. Big thanks to ACTION CREDIT SOLUTIONS. You can call them with +1 (737) 201 -7316 or write them today on ACTIONCREDITSOLUTIONS@GMAIL.COM

Tue, 07/02/2019 - 13:08 Permalink
Chloe Bryant (not verified)

I will always recommend THE BEST CREDIT REPAIRER!!!! I will forever and always appreciate your good work, All glory to you for saving me from the pit of hell, life was so hard for me after I lost my husband, it was so unbearable for me, I was in big debt, my house, my car, everything I and my husband worked so hard for was taken away from me, I battled with this for years and I thought I was never going to get out of this debt I got myself into. On a Saturday morning , I was surfing through the internet then I found this credit repair site where I saw so many testimonies about this great credit repairer PROHACK.NET@AOL.COM, I followed every procedures he asked of me and he worked on my credit score within the maximum of 14 days without delay or stress. All thanks to Scott I’ve finally got the perfect solution to any credit issue with low credit score, background check, evictions, credit history and late payments. I’m so excited to have an excellent FICO score of 826 and I will always recommend him to you all. You can also get in touch with Scott on his cell phone +1 (252) 307-3167. Good luck Guys.

Thu, 07/11/2019 - 20:34 Permalink
Vincent (not verified)

I really appreciate CONFIDENTIAL CREDIT SOLUTIONS for removing all the negative items on my report.
When I was applying for loans for my most recent investment property (my third property including my home),
my score was in the mid-400’s. I had 4 late payments, which hurt me dearly,
but the lenders actually looked at my report and refused me a loan, so I emailed:CONFIDENTIALCREDIT2424@GMAIL.COM
he removed all late payments, and raised my credit score up to 785 in 2 weeks.
I was indeed pleased. You can call or text him via +1(289) 277-0463

Thu, 07/18/2019 - 11:49 Permalink
Felix Jacob (not verified)

Hello, my name is Felix Jacob; I’m on my late forties. Am using this medium to say a very big thank you to PROHACK NETWORK for the great thing he did for me as my wife wanted to ruin my life and take all our life savings. It was a hard way and a bad one to experience at this time in my life. I was able to get my own share of the money by using this great hacker my coworker introduced me to him to hack into her cell phone to enable him receive the transfer code after he hacked into our bank account via Online banking system. His name is Scott William. (prohack.net@aol.com) I know a lot of people are going true this in the world today. If you can see my message, do not hesitate to contact him immediately. He also REPAIRS CREDIT, such as, bankruptcy, eviction, judgment , Late payment, clears all credit card debts, removes all negative items and he increases FICO Score. Email or call him and get a quick response. (prohack.net@aol.com) / +1 (252) 307-3167

Mon, 07/22/2019 - 20:03 Permalink
Eldy William (not verified)

Email PROHACK.NET@AOL.COM , CALL/TEXT VIA +1(252) 307-3167 for perfect CREDIT REPAIR.
Guys, am not suppose to say this, but it’s my TESTIMONEY, My else frustrated me last year, she has clubbing habit and her wants was too expensive, before I realized myself, her much demands affected my CREDIT REPORT my SCORE that was 760s reduced to 380s. If not for my neighbor Mrs. Lily who recommended PROHACK.NET@AOL.COMOR me to, I would have been a CREMINAL because I can’t even afford my bills. ASAP I contacted him (PROHACK NETWORK) via +1(252) 307-3167 I was in touch with the CEO Mr. Scott; he assured me that his going to put smiles on my face and the repair is going to be a permanent one. Ladies and gentle men, as I publish this review my CREDIT SCORE is now 780, he fixed my bankruptcy, eviction, judgment, late payment, clears all my credit card debts, in fact he removed all negative items in my Report and increases my FICO Score. I recommend PROHACK NETWORK to you guys because I understand that so many people are also facing this challenges. Please contact him ASAP he can do it for you. Good luck.

Sat, 07/27/2019 - 11:26 Permalink
Ava Ryan (not verified)

PROHACK.NET@AOL.COM, / +1(252) 307-3167 have a proven process for repairing bad credit. Whether you are looking for complete credit repair services or just credit counseling, he can help! His credit repair services are personalized to help you remove all negative items on your report and rebuild your credit. Having better credit means more options and, when it comes to making big purchases in life, options are what you want. He fixed my credit and increased my score to 745 in as little as 7 days, making his credit repair service the fastest way to rebuild your credit score and help you get back on track with your finances. PROHACK NETWORK also provides a free consultation to review your options and explain how credit repair works. Give him a call today and he will put a smile on your face as he did mine, good luck.

Mon, 08/19/2019 - 11:47 Permalink
fredrick wittek (not verified)

I will continue to recommend PROHACK NEWORK, the answer for CREDIT REPAIR.
About last two (2) months, i wanted to buy a house for my family because i wanted a bigger space for my kids but i couldn't get a loan because i had a poor credit score, then i started putting my contact on different blogs and site, so i met a guy who mailed me saying he could help me raise my credit score to 750 and above, I didn't believe him at first but decided to try him out, to my greatest surprise he helped me raise my credit score and cleared all my debts now i have a home!...
honestly he guided me on the whole repair process as well as time frame of completion. In no time I pulled up my report and I saw for myself the amazing changes he had made he raised my credit score from 465 to 787. Not only did he increase my score to 787, he also made the late payments I had appear as on-time payments coupled with other negative items which he corrected. PROHACK NEWORK is truly a genius and a life saver. I promised myself to share this testimony and tell the world of his genius abilities once my credit was salvaged. I hereby recommend him to you all.

Contact him via: PROHACK.NET@AOL.COM,
CALL / TEXT +1(252) 307-3167

Thu, 08/29/2019 - 02:20 Permalink
LOAN OFFER APPLY NOW (not verified)

Do You Seek Funds To Pay Off Credits and Debts ? { NeoGrowthsCredit@gmail.com }. We Offer All Kinds Of Loan, We Give Out Loan With An Interest Rate Of 1.00%. Interested Applicants Should Contact Us Via Email: NeoGrowthsCredit@gmail.com

Please Fill the Application Form Below:
- Complete Name:
- Loan Amount Needed:
- Loan Duration:
- City / Country:
- Telephone:
- How Did You Hear About Us:

Do You Need A Loan To Consolidate Your Debt At 1.0% ?. IF YES, Kindly Write Us With The Loan Requirement. Please, Contact Us via email: NeoGrowthsCredit@gmail.com

Fri, 08/30/2019 - 03:02 Permalink
LOAN OFFER APPLY NOW (not verified)

Do You Seek Funds To Pay Off Credits and Debts ? { NeoGrowthsCredit@gmail.com }. We Offer All Kinds Of Loan, We Give Out Loan With An Interest Rate Of 1.00%. Interested Applicants Should Contact Us Via Email: NeoGrowthsCredit@gmail.com

Please Fill the Application Form Below:
- Complete Name:
- Loan Amount Needed:
- Loan Duration:
- City / Country:
- Telephone:
- How Did You Hear About Us:

Do You Need A Loan To Consolidate Your Debt At 1.0% ?. IF YES, Kindly Write Us With The Loan Requirement. Please, Contact Us via email: NeoGrowthsCredit@gmail.com

Fri, 08/30/2019 - 03:03 Permalink
James Mcneil (not verified)

Hello everyone my name is Allison Naccarelli, I had a lot of negative items on my report and I recently into a car accident, in which my car was totaled. However I found myself needing a car ASAP, but my credit score was so low that everywhere I go, they ask for an outrageous amount of money down, and very high interest rate. I was skeptical to email or text GHOST, but after I read all the good reviews and recommendations about him, I became so desperate and I emailed him on GHOSTVIRUS7890@GMAIL.COM and texted him on his number +1 205 418 0498 as well asking for his help. He assured me of a 103% guarantee of a clean and safe job. Thereafter, he deleted all the negative items on my report, increased my score to 791 and I purchased the car I needed. Be free to contact him and get your credit fixed.

Fri, 10/11/2019 - 20:27 Permalink
Jasmine Ambrose (not verified)

Action credit solutions helped me remove eviction, bankruptcy and collection accounts in 10 days. They increased my score from 520 to 750 and I was able to get a loan. I’m very grateful to them and wish they will continue to help the hopeless and helpless. I recommend them for credit repairs. Contact them via ACTIONCREDITSOLUTIONS@GMAIL.COM / (737) 201 7316. Their services are pretty cheap and affordable.

Tue, 10/15/2019 - 21:11 Permalink
Magret789 (not verified)

Greetings, I want to use this medium to appreciate Ghost Virus for helping me clear all negative items on my credit depriving me from a lot of things I applied for but after working with Ghost within 7-14 days. All negative information affecting my credit was resolved including adding beautiful Tradelines. I encourage you all seeking credit repair or want to fix he or her life to kindly contact GHOSTVIRUS7890@GMAIL.COM 205 418 0498 and get your credit fixed. Have a great weekend.

Mon, 10/28/2019 - 21:39 Permalink