removing hard inquires from experian and transunion

Submitted by erongella on Tue, 04/07/2009 - 14:10
Forums

Do any one know how to remove hard inquires from trans union and experian.

You can only remove unauthorized hard inquiries from your credit report. However, if the inquiry is authorized, it will stay there in your credit report for two years and it cannot be removed before that period.
Now, if it is unauthorized, you should send a letter to the inquirer asking them either to remove the inquiry from your report or to verify your authorization. In most cases the inquirer remove the item from your credit report if they cannot verify your authorization.

Wed, 04/08/2009 - 07:28 Permalink

Yes, should send letters to the inquirers asking them to remove the inquiry. You may also threaten them that you may complain to the State Banking Commission if they fail to remove the inquiry form your credit report. To find sample letters, you may visit the link letters of credit.

Wed, 04/08/2009 - 09:09 Permalink

Authorized ones cannot be removed from credit they will go away on there own after 2 years. Anyones that you didnt authorize yes they are correct above me you can file for them to be removed from your credit report.

Wed, 04/08/2009 - 15:13 Permalink
Michael Lach (not verified)

I have used an inquiry removal and credit repair site that is a non-profit before. RemoveMyCreditInquiries.org They charged only $15 to remove inquiries and late comments off of my credit report. My FICO score went up by 40 points after I removed hard inquiries.

Fri, 09/25/2009 - 21:34 Permalink
david loftin (not verified)

i was on line looking for a vehicle to purchase. i went to different car dealers sites. some i did not, all dealers i went to and others i did not checked my credit. i did not contact any but one. i never ask any to check my credit only about the vehicle i was looking at. just about the price. now i have many unauthorized inquries. how do i get them removed?

Sun, 05/13/2012 - 16:24 Permalink
david loftin (not verified)

i was on line looking for a vehicle to purchase. i went to different car dealers sites. some i did not, all dealers i went to and others i did not checked my credit. i did not contact any but one. i never ask any to check my credit only about the vehicle i was looking at. just about the price. now i have many unauthorized inquries. how do i get them removed?

Sun, 05/13/2012 - 16:25 Permalink