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I had a loan that was paid, or so I thought. The account that I gave the comapny 2 years ago has been closed and I'm with a new bank. Today I had a 390.00 debit taken from the acct. How this company got that information, I have no idea. Do they have the right to take money from an acct I never gave them? Also, they are refusing to give me proof that I owe them.
WELL
who debited your account?i would go to your bank see a manager and fill out a fraud affidavit asap.have the money returned,but again who debited?btw no they don't as no illegal lender has any rights whatsoever so the mnoey was debited illegaly.get to your bank see a manager and have that money returned,and put a fraud alert on your account.
Immediately close down your bank account and open a new one to stop debiting money from your account. File a complaint against them to the SAG or FTC.
Firstly, what do you mean by "I had a loan that was paid, or so I thought" ?? Aren't you sure about whether or not you have repaid the loan? They don't have right to take money from your account and hence you can certainly put a fraud alert on your account.
You need to put a fraud alert on your account immediately and talk to your bank manager about this!