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If I discover a loan is illegal AND I have paid the amount borrowed PLUS lots more in fees because of endless rollovers. HOW do I get a refund? I have loans through.... Zip 19, EZ Cash Media, Sagamore, Midland Financial, Kenwood services, Payday Max, US Fast Cash, Ameriloan, Kingston Financial, and Discount Advances.
Write a letter to them and tell them that you don't owe them anything more than the principal amount. They ought to give you back the money.
You can ask them for the refund in writing but it fully depends on their discretion whether or not to return back your money. You can’t do anything in this regard. Close down your old bank account immediately and open a new one to stop debiting money from your account.