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I sent the cease and Desist email just two weeks ago and just got a phone call from United Cash Loans today. I have paid $720 on my $300 loan. I argued with a manager and told him that they owe me a refund, but he said that they would continue to try to contact me to collect. what should I do now?
Continue to try to contact me to collect
File a complaint against them to the SAG or FTC immediately since they are still trying to contact you after receiving the Cease and Desist letter.
Which is the state you are in?