Forums
I have a charged off on my credit report (credit card) it is almost going to be more than 10 years in Dec. Is it a good idea to pay it off or can it be removed?
I have a charged off on my credit report (credit card) it is almost going to be more than 10 years in Dec. Is it a good idea to pay it off or can it be removed?
Almost going to be more
Welcome to the forums!!!
Usually negative items remain on your credit report for 7 years from the date of your first default. It would be better for you to pay off your charge off account asap.