You need to first check out the status of this account on your credit report. Also check the date of last payment on this account. You need to know if the Statute of Limitations (SOL) on this debt has already expired. The SOL starts from the date of last payment, and it varies according to state. You can let me know the state you are in.
If the SOL has expired, you can try disputing this account. However, let me know the status of this account first.
old credit card debt
Hi maryannp,
Welcome to this community :)
You need to first check out the status of this account on your credit report. Also check the date of last payment on this account. You need to know if the Statute of Limitations (SOL) on this debt has already expired. The SOL starts from the date of last payment, and it varies according to state. You can let me know the state you are in.
If the SOL has expired, you can try disputing this account. However, let me know the status of this account first.
Thanks,
Aaron