Divorce and getting the name off the loan

Submitted by Anonymous (not verified) on Mon, 08/02/2010 - 05:39
Forums

Hi,

I was married for 25 years and have been divorced for 5. The house was given to my ex-husband, and the responsibility for the mortgage and equity loan in the divorce decree. However, I did not insist my attorney then to stipulate that the house must be refinanced (along with the equity loan).

Now I am stuck with his poor credit rating. I did do a repurchase agreement to get my name off the house, but am still stuck with my name on the equity loan. Do I need to get an attorney to get my name off the loan?

Hi Willow,

This is quite a complex situation. Generally, the lending institution does not agree to taking a co-signer's name off the unpaid account. I think it will be better to get help from an attorney.

Thanks,

Aaron

Mon, 08/02/2010 - 10:03 Permalink