Can a car loan up your credit score?

Submitted by JPerry on Sat, 07/31/2010 - 01:59
Forums

I got laid off in 2008 and I've been unemployed since, but I've been determined to fix and better my credit. So far I've been able to start building positive credit these last couple years through a credit card and paying off some debt. Also I talked a buy here pay here place into giving me a car and the loan was 4k. Once I pay my last payment it will report that I paid off this loan on time and never late. Will this help my credit score?

Hi Jperry,

Yes, making payments on time will help improve your credit score. However,

Once I pay my last payment it will report that I paid off this loan on time and never late.

this is not going to have any additional effect on your credit score.

Thanks,

Aaron

Sat, 07/31/2010 - 07:18 Permalink