Just wanted to let everyone know that I have successfully removed two collection tradelines from Equidata from my wifes report.
Here is what happened:
Dispute with CRA
Verified
DV CA (Equidata)
Sent a letter requesting more info
Sent Information
33 days with no response, and two letters attempting to collect and reported while in dispute
Sent a letter asking why I ahve not received a response and pointed out their violations
Received a printout of payment history, not good validation
Sent a letter telling them they had to remove it because they failed to validate in 30 days, and what they sent is not validation (I live in Texas, must validate in 30 days).
No response after 15 days
Filed complaints with the FTC and AG
Sent complaints and intent to sue to CA
At the 15 day mark they removed their entry from Experian
Monday I receive a letter saying they are going to remove it from all three major reporting agencies
That night it is removed from Equifax
Still waiting for removal from Trans Union
Just wanted to say, with enough hard work and dedication, it can happen :smileyhappy:
success with equidata
Congrats for your success :) and thanks for sharing your story.