Hi,
Mine is an unique problem. My problem is that when I use services like Experian and order my 3 in 1 reports the reports don’t seem very complete, and detailed as if you were to order each report directly from all 3 CRA’s.
If I look for personal information on a 3 in 1 report it will not display all information. Another example is if you order an Experian report through Experian and then click on the dispute button it will take you to a more advanced / detailed Experian report which is really nice to have… This type of report is what I am looking for, for all 3 bureaus.
I don’t mind paying for each report but when I just tried to go to TransUnion site to order a “report only†I can’t seem to find a way to purchase just this without it being the “annual free report†which I don’t want as then they have 45 days instead of 30 right? Does anyone have any experience with a good service that does all 3 in detail?
Getting original credit reports
Hi Myra,
The reports from Experian and TransUnion are FAKO score, and not FICO. They compile their own reports, and these are definitely different from the FICO one. It is always better to get hold of your FICO credit report. That can be got only from Myfico.com and www.annualcreditreport.com. Most of the lenders refer your FICO score and report.
Thanks,
Aaron