I have just been told by the hr department at work that they are going to garnish my salary for a judgment. I only received a piece of paper with the credit and attorney - This was paid, I believe almost 6 years ago but I cannot find the paperwork. The bank where the checks were drawn has changed names 3 times and is now closed. I did get a paper after it was paid marked paid in full but I cannot find. I called the law office and I believe the debt - ??_ is now with some one else because I got a call from Enchanced Recovery. Any ideas how I can prove that the debt was paid
judgment
Hi Rose,
Can you remember the company or colelction agency to whom you have made the payment? Didn't you check your credit report after the payment? If you had, and if the account status was then updated to "Paid", you can use that report to dispute this listing.
Moreover, as there is a judgment, you may go to the court, and check out the details from there. You will get to know from there whether or not the debt is valid at all.
If neither of this works, then you will have to get the 6 year old payment receipt, else I am afraid you may have to pay.
Thanks,
Aaron