Getting the negatives removed may increase your credit score. However, credit repair agencies do not delete or remove negatives from your report. It is the credit bureau who removes the negatives and updates your account status on the credit report. The credit repair agencies negotiate with your creditors/lenders and collection agencies, and the creditors(information furnisher) in turn reports to the credit bureaus about your accounts.
Improving credit score
Hi mahubaajab,
Welcome to this community :)
Getting the negatives removed may increase your credit score. However, credit repair agencies do not delete or remove negatives from your report. It is the credit bureau who removes the negatives and updates your account status on the credit report. The credit repair agencies negotiate with your creditors/lenders and collection agencies, and the creditors(information furnisher) in turn reports to the credit bureaus about your accounts.
Thanks,
Aaron