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I and my wife opened a joint credit card a year ago. Today I go to use the card for gas, and it doesn't work. Back home I tried to use it on-line again and it doesn't work. So I called the number and they tell me that a person claiming to be me called, and said it was a fraud account, and he wasn't married and they closed it just like that.
The company never gave us a call. This is such a big mess. I am trying to rebuild my credit. I don't know what to do next, and I don't know how this is going to affect both our credit reports having an account opened and closed so fast. Yes both of our credit reports showed the account being opened.
Credit card fraud
Hi Williamson,
Try contacting the fraud department of the credit card company. However, if this account has a good history and made up a significant amount of your credit, this may hurt your score.
Thank,
Aaron