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A collection agency recently put a lien on our home to recover judgment. The judgment was against me but the house is jointly owned by my husband and me. I want to know if it is legal. If not can I challenge them in court?
Hi Amanda,
As far as I know, it is legal to place a judgment lien on property that is jointly owned by both the spouses (even if only one of them owes the debt). The reason being that one part of of the property belongs the debtor. However, to know whether the lien holder can sell off the whole property or only the part that belongs to the debtor, you should consult an attorney.
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reply
Hi,
Can you tell what exactly you want to know? If you would have been more explicit, I would have been able to provide you with some solution to your problem.
Thanks,
Aaron
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