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I recently sent several letters of debt validation to collection agencies listed on my credit report. As I anticipate their response, can someone tell what an accurate form of debt validation should look like from the collector?
Thank you
correct validation of debt
Hi newsnerd,
Welcome to this community :)
Debt validation letter is generally send to the collection agency when you are not sure of the debt. Along with the answer to your debt validation the collection agency is required to provide you with informations on the outstanding debt amount, whether or not the collection agency has the authority to collect from you, and who your original creditor was.
For more details about debt validation you can refer to http://www.creditmagic.org/blog/2009/02/19/debt-validation-the-most-pow… .
Thanks,
Aaron
It really depends. in most cases a few statements will be suffice.
You must think about your situation and what you are disputing. I know that you asked for a laundry list in your DV but that won't hold up in court