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The letter states that they are the current creditor , I sent them a request to validate the debt , They sent me a receipt of my request and the letter states the following " THIS REQUEST HAS BEEN FORWARDED TO THE ORIGINAL CREDITOR . PLEASE ALLOW 45 TO 60 DAYS FOR THE CREDITOR TO FULLFILL YOUR RQUEST .
Do i have to wait until that ?
My debt validation letter states 30 days to reply .
LTD financial services
Hi ctrcleaningservices,
LTD Financial Services is a collection agency. However, there is no such rule that the collection agency will have to answer within 30 days from when the validation letter was sent to them. As you have mentioned in your letter you can wait for 30 days, and then again send them a follow up of the validation letter, through certified mail.
Thanks,
Aaron