Ok,
I received a letter from an attorney of my mortgage company. I was told to contact them within 10 days of receiving letter, to which I contacted the lender online. I also sent a validation letter to the attorney, with a dispute of the debt owed and an explanation of how we got to the point with the lender. The lender was asked to aid us but told us to pay or lose the home. We simply asked for a couple deferred payments and were told to pay or they would take the home.
Now, the attorney sent me a letter back and told me all of the validation was included in the replevin action........... we own a manufactured home. He also said in the letter that my concerns about the debt owed have been forwarded to the lender. My understanding is if I dispute the debt that a collector/lender can't continue collection of the debt until the verify/validate the debt?????????? Did this attorney just cause me damages? Can I have the suit tossed out due to the FDCPA violation?
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debt validation
Hi Complainer,
Can you tell me whether or not you have the proof of the validation letter that you had sent to the company? You can use this proof to dismiss the case filed by the mortgage company.
Thanks,
Aaron
Yes, we sent it certified and the attorney referenced my letter asking for validation in his reply letter. He said all of the validation was included in the suit.
validation proof
Hi Complainer,
Can you tell me what did they send you as the validation proof?
Thanks,
Aaron