Can I reopen closed accounts?

Hi mabgh,

If you are not able to reopen the closed account, there is another way to increase the length of your credit history. If you have a friend or a close relative who has an old account with very good payment records, you can just ask him to add you as an authorized user in the account. You neither have to know the account number, nor ever use the accounts, but the good payment details will show on your credit report. Isn't that great? :D

will creditor offer to reopen an acount after you paid off the debt.?

Regarding this method of hopping on to someones account as an authorized user: My sister added me to her major credit card as an authorized user back in 2005, and she maintained a good credit history with that credit card. By the time I turned 18 I had already wonderful credit so applying for my first credit card I was instantly approved with a higher than "starting limit" than my other newly adult friends. On top of that I had the best interest rates. Okay, so a hasty teen goes on a couple shopping sprees and even maxes out her own sister's card, (as an authorized user). She loses her job can't pay it off, and I never had the money to pay it off to begin with. So this credit card ends up with the highest possible interest and here I am struggling to pay it off. IMPORTANT PART: recently when I have been calling to make payments (minimum hardly covering interest) the representative always says "as the authorized user you are not responsible for this debt". Also the credit card no longer shows on my Credit report (from all 3 bureaus). Pretty much... signing on as an authorized user onto credit cards will NOT do anything to your credit score. As an authorized user to a credit card only gives you permission to use the card. That is it. This is something that has developed recently (in the last year or so). My statement only applies to authorized users for credit cards. Cosigning is a different thing

i got tat my credit card which i lost some days back so i want to repen my card now

can you open a charge off credit card

I HAVE A MASTERCAD AND THEY HAVE CLOSED MY ACCOUNT AND I HAVE BEEN PAYING IT OFF....WILL THEY REOPEN MY CREDIT CARD OR WHAT ARE THE PROCEDURES..BY THE WAY WHEN THE ACCOUNT IS CLOSED AND IM MAKING MY PMTS EACH MONTH WILL IT UP MY CREDIT SCORE?

hello i hope someone can help. This is really bothering me tonight and i need advice. I was placed on my mothers joint account about 8 years ago, My new job insisted that i have a account so they could pay me by direct deposit. This account was used primarily by me for years, and then in the last 5 years only by me, and only with my direct deposits. My mother had another checking and savings, inwhich just her and my father were on. There werent any problems with this and i kept getting my direct deposit s in this account. I did establish a new checking with only my name, and a joint savings account with my son at the same bank, but because their were no problems i continued to keep my name on this account. My mother recently was diagnosed with dementia. I have a sister who helps her with some things, and here is my dilema. She closed the account that my mom and me had for years, the same account i get my direct deposits on, and the same account which had a balance of 361.00 in it, now has a zero balance. When i approached her she stated that she gave me a chance to close this account before, and i didn't. She doesnt have any legal rights, as far as i know, my mom never discussed closing this account with me before. Now i have two problems i wish to reopen this account before i get paid just two days from now. And how can i go about getting back my 361.00 , that is clearly mine, since my mom hasn't used this account in yers. And for the past year han't even visited the bank alone. The representative i spoke to on the phone suggest going into the bank that i established the account in with my mom, and explaining this. I will do that. Can anyone shed some light on this, and please tell me how come one person can close the account without permission fromthe other person, but if i wish to reopen the same account i need my moms permission to do so. Please Help

i cannot close my computer since i tryed to open an account with pch search &win

Mrs. D,
They only way your sister could have closed this account is with Power of Attorney. This gives her the same access as your mother. Unfortunately, your mother is/was unable to manage her own. Because you and your mother were joint owners on the account, you have equal rights/access to the account. Reguardless of who's direct deposit comes in, who uses the most, or even not at all. In this case, your sister took control, which gave her full access. No one person can be removed on an account. It must be closed if one person does not want the other to have access. Either ask your sister for your money, or file a suit against her. Your bank can also redirect your DD to a NEW acccount that you are sole owner of. Call your bank.

I got a Walmart credit card before I was mature enough to handle the responsibility, and I am paying it off now. (only about $300 left!)However, due to the stupidity on my part, and missing payments, they closed my credit card to being able to be used. It does say on my online account that I have a credit limit of $650, so I was wondering if when I pay off my card entirely, if it would be reopened?

I have a credit card that was recently closed, but they said i can still make payments on it... does that mean it's temporarily closed? and will it damage my credit even if I pay the card off?

After I pay the balance off, will they reopen it?

When I sent the death certificate for my husband who passed away in 2000, I was told that this joint account would just remove his name from the account....imagine my surprise when I called to find out why the block on my account was not removed and was told that the account had been closed due to the way it was set up almost 42 years ago. It was a JOINT ACCOUNT with a perfect record on credit reports, statements were sent in both our names and when I was issued my card it was the rules then.

I NEED HELP LOCATING SOMEONE WITH WORKING BRAIN CELLS WHO CAN CORRECT THIS.... REOPEN THIS ACCOUNT AND RESTORE TO MY CREDIT .....TODAY WE NEED TO HAVE GOOD CREDIT SCORES TO DO EVERYTHING...THE OLDER THE ACCOUNT THE BETTER CHANCE YOU HAVE.

My cc account on my credit report shows my account as closed and paid as agreed. What steps can I do to reopen this closed account that I am still paying. Also does it make sense to reopen since my credit scoelre is a hundred points less than when I first got the account.

Several years ago I closed a credit card that was in good standing because I found a better card with a lower interest rate. I am now discovering that because that card was my first and oldest credit card it's closure is hurting my score. What specifically can I do to reopen that card, and will reopening it help my score?

I closed a credit card that we had for over 10 years and were in good standing with. I closed it because their rewards program changed and I opted for another card with a new program. If I reopen this account will I regain me lengthy history with them for Credit score purposes or will it look likeI just openned the account today?

...well Long story... Couple years ago I did a lot of bad choices that I shouldn't have done. I have really bad credit nd it a good relation with banks as well. Can someone please help me. I wanna know what should I do... I can't open a bank account I can't apply for credit card.... I am willing to fix all this but how do I do it????

my last transition was in 2006-2007 in PNB, how it reopen?

My died I reiceved her money by my money builder account so I close the account and open an investment account now they call me where she was working and ask me about the account I do have other account at absa but they want lot of prove n I want to go to school so pls help me so I can receive the money

My mother died I reiceved her money by my money builder account so I close the account and open an investment account now they call me where she was working and ask me about the account I do have other account at absa but they want lot of prove n I want to go to school so pls help me so I can receive the money

I did go to the bank and they told me that I can't re-open my account it was a money builder account I realy need your help pls

I'd like to know whether its a god idea to request my credit account be reopened after all my monthly payments bring my account down to zero. Will the company restore my previous limit. Will my husband have to be the one since he's the main party on the account, I'm the
2nd card holder. Or, do you think I can open my own?

GET LEGAL IN THE COUNTRY WITH A REAL SSN AND YOUR OWN BANK ACCOUNT AND STOP USING YOUR SON AND MOM"S INFO

Hello, I really need some help...I opened my credit card 3years ago but I lost it last year, I totally forgot it until I got a mail that notice me to pay for it. Anyways, I payed it off and when i was calling to ask about my cc account, the creditors told my my cc account has been closed since Nov and because my account has been closed over 90days, so I can't reopen it. I'm wondering how I could reopen it, does it depend on creditors? I just wanna reopen it and built a good credits. The creditor suggested me to apply a new credit card, but I don't think it's a good idea, cuz my credit score is low and I don't think I can get approved. So I think I should keep calling to talk to a creditor until they consider to reopen my account, I hope someone can give me more suggestions...:(

reopen my account

Would like to reopen my account please send me a new card

Hi guys. Need urgent advice. My cheque account have been closed by the bank due to being overdrawn. How can I get it reopened

card is now closed would like to know how to reopen card

Dither saroj

Blackout in South America raises questions about power grid

The huge blackout that left tens of most people in the dark in Argentina, Uruguay and Paraguay over the past weekend raised serious questions about the vulnerability of the power grid in hot ukrainian girls South America and brought criticism down on Argentina's leader.

President Mauricio Macri promised a thorough investigation into the cause of what he called an unmatched outage. Energy officials said the findings would not be intended for 10 to 15 days, And they had no immediate estimate of economic downturn and the damage from Sunday's 14 hour power failure.

"This is an extraordinary event that should have never happened, Said Argentine Energy admin Gustavo Lopetegui. "It's serious. We can't leave the whole country unexpectedly without electricity,

He vowed: "There is zero chance that they will repeat itself. it cannot repeat itself,

While the particular cause has yet to be established, The blackout originated at a transmission point between two power stations in the country's northeast "When the system was getting too much power, Lopetegui said. A chain of events then caused a total interruption, he was quoted saying.

Lopetegui did not rule out the opportunity of a cyberattack but said it was unlikely.

Argentine energy experts said that operational and design errors probably played a role and that the system ought to get isolated the local failure before it cascaded so disastrously.

"If the automatic system would have been working correctly, We wouldn't be writing about this right now, mentioned Daniel Montamat, A former energy admin.

Juan Balda, A native of Argentina who is head of the electrical engineering department at the University of Arkansas, Speculated that a short circuit in a transmitting line caused perhaps by a fallen tree limb or lightning set off a "Domino reality, Tripping a series of protective circuits that shut down power plants one after another. Northeast and ontario in 2003.

The power failure in south america happened with winter about to begin in the Southern Hemisphere. Blackouts are much more common during the warm months, When the use of air conditioners pushes the grid to the maximum.

While energy officials defended the Argentine power system as "solid, The grid had been known to be in a state of disrepair, With substations and cables that insufficiently upgraded as power rates remained largely frozen for years.

Macri came to power in 2015 promising to reinvest in the grid and end what he known as the failed energy policy of his predecessors, And outages have become less common under his government. Just over yesterday, He boasted on Twitter about Argentina's exports of gas, implying: "From darkness to exporting energy,

But after Sunday's shameful outage, His rivals jumped at the opportunity to criticize the conservative leader, Who is up for re political election in October.

Argentina is going through a deep recession with soaring inflation, A tumbling currency and a spike in utility bills fueled by Macri's decision to cut subsidies as part of an austerity campaign. The crisis has sent his approval ratings plunging and triggered demonstrations.

"untold numbers of folks who have had to pay astronomical rates for electricity to benefit those in power are still waiting for the energy to return to their homes, Alberto Fernandez, A center left presidential candidate who is seen as Macri's top rival, Said on youtube.

Subways and commuter trains came to a stay in Buenos Aires, While phone and internet announcements were disrupted, Water supplies cut off and shops forced to shut. Patients relying on home medical equipment were urged to go to hospitals with generators.

Power was almost fully reconditioned by Sunday night, Though Argentina's electric regulator said thousands remained without service on Monday.

"the particular is already in a weird moment, And then you wake up and should not see anything, claims Julieta Dodda, 27, A saleswoman at a Buenos Aires apparel store. "Many individuals were going to meet for lunch to celebrate the day. I saw many e-commerce who joked: 'Happy dad's Day from Edesur and Edenor,' which are our electric companies,

the identical outage in Brazil, The area's largest country, Left more than 60 million at nighttime in 2009. weeks ago, Crisis torn Venezuela dealt with its worst power failure.

Power outages can be caused by activities like equipment failures, Bad climatic, Cyberattacks and mess up.

"That can happen in particular on systems where the grid operator does not have sensing and/or phone calls equipment already built into the grid that might otherwise allow him/her to visualize what's coming at them from another part of the grid and to take quick and remedial action to protect service in their own area, She said in an e mail.

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Using pheromones to obtain your match

With the online dating service market now worth over 2bn a year, It is among the firms turning to chemistry to create the right diamond necklace between potential couples.

You can't sustain a correlation with someone who smells really bad you can't!Claire Selby

They are using pheromones a scent we all give off and hot russian girl which some believe plays a big role in attraction and are supporting us to smell our way to true love.

breaking the iceOne of those taking part is Claire Selby. states that for her, Smell is a vital part of attraction.

"I think once you start dating someone or being intent on someone it has to be in the top three.

"You can't sustain a liaison with someone who smells really bad you can't,

Another pro, Bruno gran, Says the evening provides a good way of taking the first step as everyone is involved in what he calls an "anxious" entertainment.

He thinks for dating to work you need to meet in person to establish attraction, And and here,this is why conventional online dating falls short.

"I'd say the scariest thing about it is when you start looking at people like it's a catalogue, and now you go 'yeah, yeah, simply no, no'.

"If you'd met them it could be different because they'd have talked to you and it's like 'Oh, I like this other detail during this person',

It's hormone balance, BabyThe drawback with online dating service personals, Says dating guru Christie Hartman, Is one of high visions.

When we talk about chemistry it is always a mix of a number of things,Laurynas Pliuskys, LoveGene inventor

"Usually you need to know somebody a little bit to form chemistry, says Dr Hartman.

The reality of online dating is that people will usually only met physically the very first time on an actual date, states, so considering these can lack that vital spark.

"You're present with somebody you know nothing about so to then create chemistry with someone that quickly is a little unrealistic,

This lack of chemistry is an issue that Oxford genetics student Laurynas Pliuskys is trying to address in the laboratory.

He is the founder of internet dating website LoveGene, And is using his knowledge to incorporate biological information into the online dating process.

He believes biological factors play a huge role in attraction, baby stroller and dating.

"I think when we chat about chemistry, It is always a mix of several things, He talks of.

"It's the conversation you carry, It's the personality types that match plus its the biology,

baby stroller ratingLoveGene uses genetic testing to indirectly determine a person's pheromones.

As a result people can try to arrange dates with someone with whom they may well have good chemistry.

The reality of life is not that someone matches you with someone i know and that everything will be rosySara Nasserzadeh, psychologist

When users sign up they are sent a saliva sample collection kit and corporation then tests this, Looking at genes involving pheromones.

this information is used to determine how compatible people are when they click on each other's profiles, Giving them a being compatible rating.

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