Re: My wage garnishment nightmare

Submitted by C.Q.D. on Mon, 03/23/2009 - 03:30
Forums
Credit repair

due to my wage garnishment, I was not able to continue to pay rent and all the utilities of where I was living. So I've moved out, and now live either in my car, or sleep on the floor in my office at my job, and pray I don't get caught night after night. I've been living this way since Sept 1st of 2008. I've been having my wages garnished for seven months now. A default judgment was entered against me. This is for a credit card debt. The state I live in is Arizona. The amount they originally sued and won for was about $6,000. Then 4 months later, I got another letter (I have a P.O. Box now) and they were suing for an additional $2,000 in fees. The courts granted them this as well. So now, this wage garnishment will go on even longer. So of the now $8,000, I've paid $5,600 in wage garnishment, leaving a balance of $2400. I get paid bi-weekly, and a total of $336 gets taken out each paycheck. So i've calculated that about 8 more paychecks and I'll be done with this wage garnishment. So that's 2 paychecks in April, 3 in May, 2 in June, and 1 in July. With those 8 paycheks @ $336 each paycheck should cover the remaining $2400.

So my questions are this:
1. Can I suspect the Law office of James R. XXXXX to file any more papers with the court asking the court to grant him an award of garshiment for any more "court fees". Seems like to me, they've already awarded him the judgement of the $6000, which was being faithfully taken out of my check every paycheck. Since Step. 2008. Then in Jan of 2009, he filled a motion claiming that he had another $2000 in court fees. So will I get any more papers against me for more court fees? I'm down to the last $2400 bucks and I want this over and done with, but if he keeps filling for more court fees, I'll never be done with this.

2. Once the last $2400 is done, do I have to do anything to stop the garsihment, or does it automatically stop? What if his law office becomes vendictive and even after I've paid all the last $2400 via garnishment, they don't let my employer know that debt has been paid, just to get more money out of me. What if that happens?

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