Hi Cuchicuchi
Yes, you can file chapter 7 after forclosure. You may have to lose your home no matter what but this will still give you some time to negotiate with your lender - say 2-3 months time. You may also utilize the time to save up some money.
Filing chap 7 Bankruptcy
Hi Cuchicuchi,
You can obviously file for chapter 7 bankruptcy after foreclosure. The automatic stay can stop the foreclosure proceedings, that started against you, for some time at-least.
This will provide you with time to save some money as carol has said. If the lender applies for a relief from stay and if it is granted you can face problems. In case of nonpayment of dues your property will be foreclosed. However if possible you can talk to your lender for a loan modification and start paying the dues. But if you ever fail to continue paying the debts, the lender can continue with the foreclosure proceedings again.