Credit

“College is fun as long as you don't die,” - Tsugumi Ohba, Death Note, Vol 4: Love

Debt settlement, as the name suggests, is the process to settle your debts with the creditors. Here, both the creditor and debtor agree on the reduced balance - which is considered as the full payment made by the debtor.

Have you ever wondered that, a pay hike might increase your credit score? Want to know whether a pay hike influences credit score or not? Find out your answer right here in this piece of article.