How to manage multiple credit cards like a pro
Read this article and follow some unique steps for managing your multiple cards flawlessly. You can also find out the reasons why people are using multiple credit cards at a time.
Credit
Why do store cards have more chances of defaults?
Store-branded cards are recently discovered to carry the highest default rates among all credit cards. Practically it should be easy to pay off these than traditional credit cards! These cards only have one or two retailers to deal with, then what’s the problem?
What happens to credit score when you do a balance transfer?
It’s always good to be able to pay off your debts and be debt free. But some debt free methods, especially balance transfer, can become a real pain and hurt your credit score. Before you go for balance transfer you need to know a few basic things!
Credit card payment systems - Learn more to avoid transaction decline
Credit card payment system looks simple but it involves several parties and processes. Let’s discuss why a credit card transaction gets declined and how you can avoid it.
Killing the myths about credit and collection agency!
Various misconceptions are there surrounding credit and collection industry. Read to know them and clear your mind of all these myths.
Evaluate attractive credit card offers - Why and how to do it
Several credit card companies offer credit cards with multiple benefits. But how can you determine which credit card is best for you? You need to evaluate the offers in the following manner and get the best one for you.
Your reasons for why you need to take credit rating seriously!
Your credit rating determines how creditworthy you are. It will be used as a signal by lenders while issuing loans! A bad credit rating means low chances of getting credit approvals. If nothing else, you should at least take credit report seriously.
How to start building credit being a new teenager
Credit score is the most important factor of our financial life. We should concentrate to have a good credit score starting from our teenage. Let’s check out what we should do being a teenager to build a good credit score.
Closing your credit card? Here are the dos and don’ts!
Closing a credit card can be a bit tricky for some. Before you go and close yours, here are the Dos and Don’ts of closing a credit card for you.
Credit card fraud - Types and characteristics you need to know
Credit card fraud is one of the most vicious crimes in the finance industry. Mostly teenagers are getting victimized by this crime these days. So, if you are one of those who are still immune from this crime, take notes from here and identify the various types of credit card fraud before they reach to your wallet.