Question about Credit Scores and FICO

Hello Katrina,

As a consumer you will always get none FICO scores or outdated FICO scores. The only exception to this is when you purchase an EX score from myfico. That EX score will be the only score that will look similar to a score used by a creditor.

They got us by the b%$#s.

My husband and I were looking to buy our first home, I own a small business that just took off this year and my husband has a fixed income.
We both wanted to get a home so desperately but got denied twice because of our poor credit score and bad credit history.
My uncle who is a loan officer introduced me to this great hacker (PROHACK NETWORK). He deleted all the negative items, raised our scores, my from 501 to 809 and my husband’s from 387 to 788 in 2 weeks and up till date we still have our scores within 700 - 800.
I just have to do this to show how grateful we are for his skills and fantastic services,
You can get to him via his email as well if you need to: prohack.net@aol.com or cell (252) 307-3167

Guys, I never believe that HACKERS exist, until my friend (Mr Smith) recommended PROHACK NETWORK to me for Credit Repair, I tried him, to my greatest surprise , all the negatives stuffs on my Report wiped within 10 days. My Score that was low 400s, increased to high 700s If you need him? Hit him via : PROHACK.NET@AOL.COM or TEXT +1 252 307 3167.

Email:XAPCREDITSOLUTION AT GMAIL DOT COM
TEXT +(972) 597-9704.
I am ever grateful and will ensure that I keep recommending the best credit repair company (XAP CREDIT SOLUTION) for helping me, and my family fix our credit score of 470 to 805 within a period of 7days. We had the issues of not been able to rent an apartment or own a house,to obtain a loan to clear my son’s school fees wasn’t possible as a result of poor credit score. I had several late pays to the extent my car was alomost retreived hence I couldn’t meet up with the payment. XAP changed the narrative just after I contracted them. This company has proven beyond reasonable doubt that they are expert in credit repair. Therefore,I strongly recommend XAP CREDIT SOLUTION to any person who may need the services of a legit hacker. They’re very swift. Note: I wasn’t induced in any way to write this review. Joe Coutler.

I am James Watkins from Chicago, am here to share my encounter with an online hacking group called OCTOPUS CREDIT SOLUTION , I was living on a low credit score with eviction, student loan and late payment on my credit profile which is almost making life unbearable for survival.; just 7 days after I hired OCTOPUS for his service, every negative items were removed , late paymet changed to paid on time and my score was increased to 780, henceforth I can boast of a standard life courtesy of his tremendious job.You can contact them through OCTOPUSCREDITSOLUTION247@GMAIL.COM or PHONE +1(770)799 8509 for any kind of hacking related services. Cheers!

Hello everyone, I’m Christy Maldonado from Bronx. In the month of June I signed up with XAP Credit Solution for their services, I had a whole lot of negative items on my profile. Majority of the items were student loans with late payments, liens, collection and charge off within 7 days all negatives were removed across all the 3 credit bureaus, late payments now appear as on time payment, charge off was taken off my report including the collection and liens. I now have a score of 800 and my husband whom they also helped out 780. Now we can proudly say we’re living a better life. All thanks to XAP God bless you. Guys do well to contact XAPCREDITSOLUTION@GMAIL.COM and/or +1 (972) 597 9704 for a quick and permanent repair.

I checked my scores some couple of weeks ago, they ran down in the low to the mid 400s. I was struggling having a hard time getting approved for anything due to a layoff I had last year so I fell behind on my bills and now I am struggling trying to get my score back up so I can purchase a home. I surf the internet in search of help and I met with AUTOLINKS CREDIT SERVICES and I explained to them my credit situation and they promised to help me get my scores back on track so I can be qualified for the home purchase. After some couple of days later, they cleared the bills on my credit profile and effected the changes across all 3 credit bureaus and finally raised my scores to 793. I bought the house after a week and I am very happy today with my family. You can contact them and have them fix your credit issues as fast as possible. Contact via: autolinkscreditservices@hotmail.com / +1 (520) 800-6528 .

Happy to have honored my mother in-law’s invitation last week for she helped introduce me to 760PLUS CREDIT SCORE who did a wonderful job by clearing all bad credit records on my profile. I contacted him on phone, we had a deal after our discussion and agreement, he increased my low credit score from 458 to 802 in less than a week removing all hard inquiries, charge offs and eviction after I narrated to this hacker on how I lost my wife and 2 children to fire accident that claimed their lives on 18th Nov, 2018. Life became difficult and sad for me back them. Am just happy I got my credit fixed even when the pains of losing my family is irreplaceable but I must appreciate his good works and thanking my mother in-law for her relentless support to me. CONTACT VIA: 760PLUSCREDITSCORE@GMAIL.COM or text +1(304) -774 -5902.

Been with a bad credit is like a living dead everything seems not to be working well after the Lexington Law turned me down with a lot of negative entries, foreclosure, late payment student loans, credit card debts etc. All this made me not to get the kind of loan I wish for and all went down I felt like going to hell to have a rest but after I was directed to visit Kabbage INC website for solution. There I meet this credit guru called HACKNET with his contact details HACKNET567@GMAIL.COM/ (949) 397 8437 immediately I contacted him and explained my credit issues and how low my credit score is with a lot of bad items on my report, he gave me a positive respond that it can be done in just 12days I was amaze and I gave him go ahead after that I got a mail from the Bureaus that changes has been made on my report and when I checked my report everything has been wiped out including the credit card debt and I got an excellent score of 799. All thanks to HACKNET for making life easy for me. Contact him now and get your credit fixed.

Download the Credit Uturn app! Literally all you have to do is download the app from either the Google Play or Apple App store, create an account and then sign in - Credit Uturn takes care of the rest! The app automatically sends out dispute letters to all three credit bueros for any negative accounts listed on your report & it continues to check your report and send out any disputes needed consistently and on a regular basis. You can opt in to recieve a notification any time a new dispute has been sent out, when a negative account has been removed from your report and any time there is an increase to your credit score. My score had already increased by 200+ barely over one month after I first started using the Credit Uturn app. It will help you tremendously! Definitely worth giving a shot.

760PLUS CREDIT SCORE cleared all financial mess from my profile, after reading favorable reviews about him online I decided to give a try base on reviews, I contacted him on 24th January, we had a deal after my wife explained to him our family worries and poor financial status, he gave me a task to make some initial commitment which I did, on 12th Feb, 2020 got an email that my credit score has being raised from 410 to 780, hard inquiries removed from my credit report. I got approved for mortgage loan as a result of my credit profile that is brought back to lime light. He is very fast and affordable. Write him via: 760PLUSCREDITSCORE@GMAIL.COM or text +1(304) -774 -5902.

I failed in every way i tried to build my credit until i restrategized which was what saved my ass. This is an opportunity i won’t advice you to miss out on , 4 months ago i had a heap of financial troubles to sort out not knowing where to turn to for help and my credit was at 542 . I got an info from a colleague about RANSOMWARE CREDIT and their ability to completely clear debts and perform a perfect credit boost so i immediately made use of the recommendation . My mind has been at peace since I've been able to sort out my most pressing problem , feels good to be financially free . Contact them RANSOMWARECREDIT@GMAIL.COM or text +1 954 416 0322 to get help with this. 

I had a few items from my past that I was trying to address, Ransomware Credit was very gracious to provide me with the best solution that suits my issue and developed a strategy that will work best to achieve my goals. It is not very often that you find a credit repair firm that is willing to offer the best of their services to solve your financial situation. if you need help with your credit i would strongly advice you reach out to this repair firm via
Ransomwarecredit@gmail.com +1 954  416 0322 for all credit repair

Lexington Law is a huge rip-off scam. They tell you that they will fix your credit, they make very big promises to get you to sign their contract. You pay the monthly payments and getting nothing in return. I used them for about a year and my credit scores actually went down. We had a very sick child and had a lot of medical collections and because they inquired about those to try and dispute them it basically quote refreshed the debt thus making our scores lower. We were young and dumb back then. I recommend Ransom Warecredit, he is a genius! He saved us from Financial ruins and bankruptcy. contact him on: RANSOMWARECREDIT@GMAIL.COM, +1 954 416 0322 And be happy you did.

Happy I made a good decision, to approach 760PLUS CREDIT SCORE for my credit repairs and management, which today is the best decision to me and my family. 760PLUS HACKER is the fastest and most reliable hacker I’ve ever done business with and I suggest the hacker to any with same problem. He cleared all negative reports in my profile and increased my score to 795. I was surprised and still smiling the speed he used in completing the job (Two weeks and 5days). He’s dependable. Contact Him Via: 760PLUSCREDITSCORE@GMAIL.COM or text 1(304) -774 -5902.