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I need help with these two companies. What are the laws in the state of CA? For Payday loan yes, I borrowed $350 and have paid them a total of $685 as if today. For Worldwide Cash, I borrowed $200 and have paid $890 as of today. I never receive the emails they promise to send instructing them what to deduct (i.e. just the fee, etc.) so they just keep taking the $89. Payday loan yes set up payment arrangements on my balance of $590!! How can a balance be $590 on $350 loan? Any help is appreciated.
both illegal
both loans are illegal.not only in CA,but in all states.in fact both are offshore so you need to close your account as you overpaid both.go to the sticky in this forum on dealing with illegal lenders.btw do not pay PDLY another dime.so close your account and ignore any threats as they are illegal,and you overpaid both.
My previous poster is right. Both of your lenders are illegal all over the state of US. You owe them nothing more than the principal balance. Ask them for the refund as you have already overpaid them. Don’t rely on their words and don’t share any personal information with them.
Simply close down your accounts and avoid sharing any personal information. Sharing private information may have a detrimental impact on your finances.