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I have five loans in Missouri and read through this and thought that the first thing I should do is close the account. Which I did today. Now I am terrified that I am going to go to jail for this. Please help! My loans are with ameriloan, One Click Cash, CashNetUSA and PayDay One. Help please!
Both Ameriloan and One Click Cash are illegal lenders. You owe them only the principal balance, nothing more than that. On the other hand, Cash Net USA and Payday One are licensed lenders. You are liable to pay them both the principal and interest. Debts are civil case, not a criminal offense. So you can never go to jail for nonpayment of your debts.