I have done this a few times. But my question is if you have filed bankruptcy on a creditor and they are reporting wrong to the credit agencies and I dispute it can the creditor delete the listing altogether?
I know I wasn't I always thought if you filed bankruptcy the creditors that you filed on stayed to show what you had filed on. So I was shocked when they deleted it all together.
My background check came back with discrepancies on it in regards to deliquent accounts. Its a catch 22 as I fell victim to the economy and haven't had a steady job in 2 years there causing my credit to be effected by non payment. I am currently trying to obtain a job with in a financial field as this is my career path. I need to send a letter to review my background check to dispute and explain my credit history and how I am going about fixing this. I am at a lost for words aka writers block. HELP!
i had a dispute with bank b regarding fees on a credit card tha twere assessed for a dsputed charge. I won the dispute with the vendor, but the fees were still on m yaccount when bank A wa sold to another bank, Bank B.
Bank B then boosted the rate on the card to 30% based on the "nonpayment" of the fees, whcih resulted in a penalty that put my account "over the limit".
I had no recourse here. I paid the total balance due on the account, less the disputed fees. Thebank "wrote off" the disputed fees and reported the disputed fees as "bad debt" , that the account was "sttled for less than full payment" which ws just a total lie.
It's on my credit report as "paid in settlement" , and i want this to be fixed as "paid in full". Bank B never looked into the original dispute.
How on earth do i get this thing fixed from a "paid in settlement" to a "paid in full", while also getting the "delinquencies" off the report. It was dlnqnt ONLY because I wodl not pay the disputed fees.
Yes,its true.But many of the peoples are don't know about this law.
I have done this a few times. But my question is if you have filed bankruptcy on a creditor and they are reporting wrong to the credit agencies and I dispute it can the creditor delete the listing altogether?
yes, they can always delete
Yes,its true.But many of the peoples are don't know about this law.
I know I wasn't I always thought if you filed bankruptcy the creditors that you filed on stayed to show what you had filed on. So I was shocked when they deleted it all together.
just because you have a bk, they still need to provide records to prove the tradeline
Yes,its true.But many of the peoples are don't know about this law.
EMPLOYER BACKGROUND CHECK
My background check came back with discrepancies on it in regards to deliquent accounts. Its a catch 22 as I fell victim to the economy and haven't had a steady job in 2 years there causing my credit to be effected by non payment. I am currently trying to obtain a job with in a financial field as this is my career path. I need to send a letter to review my background check to dispute and explain my credit history and how I am going about fixing this. I am at a lost for words aka writers block. HELP!
tradeline info
i had a dispute with bank b regarding fees on a credit card tha twere assessed for a dsputed charge. I won the dispute with the vendor, but the fees were still on m yaccount when bank A wa sold to another bank, Bank B.
Bank B then boosted the rate on the card to 30% based on the "nonpayment" of the fees, whcih resulted in a penalty that put my account "over the limit".
I had no recourse here. I paid the total balance due on the account, less the disputed fees. Thebank "wrote off" the disputed fees and reported the disputed fees as "bad debt" , that the account was "sttled for less than full payment" which ws just a total lie.
It's on my credit report as "paid in settlement" , and i want this to be fixed as "paid in full". Bank B never looked into the original dispute.
How on earth do i get this thing fixed from a "paid in settlement" to a "paid in full", while also getting the "delinquencies" off the report. It was dlnqnt ONLY because I wodl not pay the disputed fees.
suggestions?
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