Forums
I got the car in 2004 and the bank took it in 2008 for the past year I was paying the car on time just in 2008 that I lost the business i didn't have any type of income so I end losing everything. Can you remove it from your credit since already past more than 7 years.
I don't think it's possible for you to negotiate on a charge-off deletion. They will not be able to sue you successfully once it goes beyond the charge-off, but this has got nothing to do with the period of time it's gonna stay in your CR. They are supposed to go off record within a period of 7 years since the original date of default. Sit tight and let them settle down naturally.